Laura E. Munoz
Bio
Sr. Advisor at Financial Advantage Consultants, specializing in 403(b)'s, tax advisory, rollovers, IRAs, Roth IRAs, financial planning, Wills, and Trusts. Backed by 50+ years of team expertise, helping clients secure their financial future.
Stories (7)
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Retirement Q&A
Retirement Q&A Let's dive in shall we? I asked what people's questions were in retirement and they did not disappoint! In order to keep with the flow of this week's article, I will keep everything strictly Question/ Answer format without any names for confidentiality.
By Laura E. Munoz11 months ago in Education
403(b) vs. 401(k): Cousins in the Retirement Family
403(b) vs. 401(k) Whether you work in the private sector or public service, choosing the right retirement plan can significantly impact your financial future. The difference between 401k and 403b plans often confuses many professionals seeking to secure their retirement. While both plans offer tax advantages and help you save for the future, they serve different types of employers and come with distinct features. A 401(k) typically caters to private-sector employees, however, a 403(b) is designed specifically for public schools, non-profits, and religious organizations. Understanding these key differences will help you make an informed decision about which retirement plan best aligns with your career path and financial goals.
By Laura E. Munoz12 months ago in Education
Are you leaving money on the table?. AI-Generated.
Are You Leaving Money on the Table? Imagine this: You’re cleaning out a drawer and come across an old 401(k) statement from a job you left years ago. As you look at it, you start to wonder—how much money have you forgotten about?
By Laura E. Munoz12 months ago in Education
Unlock Your Financial Future:
Unlock Your Financial Future: The Power of 403(b) Plans for Educators As an educator, you're shaping the future every day. But have you thought about shaping your own financial future? Enter the 403(b) plan – your ticket to a secure retirement. Let's dive into how this powerful tool works and why it's a game-changer for teachers and non-profit workers alike.
By Laura E. Munoz12 months ago in Education
