personal finance
The ABCs of personal finance and investing; how to invest wisely and grow your wealth.
Five budgeting tips that have really made a difference:
I have never been very good at budgeting, whatever money I had left at the end of the month would either go towards a new pair of shoes or my savings account. But never both! I always thought budgeting is something for old, boring people but I am in my 30s now and if I ever want to be able to own my own home one day I will have to start acting like an adult.
By Nadine van Lier6 years ago in Trader
Debit Card: How does Debit EMI work?
Getting a credit card is not always easy as it requires a good credit score. If you don't have a good credit score, you cannot get a credit card with higher credit limits. Also, the banks may provide credit cards at higher interest rates and charges. Thus, there are chances of rejection of a credit card application; however, if you want to make the purchase using EMI, you can still do it without having a credit card.
By Shivendra Singh6 years ago in Trader
We Need to Talk About Money
There is a stigma for people not well off when it comes to talking about money. It’s okay for millionaires to brag about what they’ve got, but if a poor person – relative to first world standards – discusses their bank account, they are met with judgement and unwarranted advice on how to not be poor.
By Rudo Christine Gwaze6 years ago in Trader
Is It Possible To Get A Loan With Bad Credit?
Trying to take a loan coupled with a bad credit score is a challenging experience. In the U.S., a score above 800 is considered excellent. The credit score ranging between 670 and 799 is considered as a good score, whereas 300 to 579 is considered as a bad credit score. If your score is less than 579, then you fall under the bad credit score category. A zero credit score is an outcome of poor management of your credit. It decreases your chances of getting approved for a loan from banks and other financial institutions as they consider you as a high-risk borrower. Their assessment is purely based on your credit history and past repayment behavior.
By Slick Cash Loan6 years ago in Trader
5 Tips for Better Budgeting and Money Management as a Student
Being a student is one of the most exciting chapters in the book of life, but it can also be one of the most challenging and stressful ones. Aside from the fact that you have to stay on top of your academic goals and keep pushing towards your dreams on a daily basis, you’re also faced with the difficult task of managing your finances, making money on the side to pay your rent, all the while putting enough money away to have fun and maintain a healthy social life.
By Marie Nieves6 years ago in Trader
Choose The Right Money Lender For You
Wе'vе all bееn there. Too muсh month left at the еnd of thе mоnеу. Twо wееkѕ untіl your nеxt payday, аnd nothing lеft іn thе bаnk tо ѕее уоu thrоugh untіl thеn. It hарреnѕ tо mоѕt реорlе аt one tіmе оr аnоthеr аnd ѕоmеtіmеѕ nо amount оf planning оr саrеful budgеtіng саn рrеvеnt you frоm runnіng ѕhоrt. All it tаkеѕ іѕ fоr something to go wrong wіth thе car, аn unеxресtеd vеt bill оr household еxреnѕе аnd аll оf a sudden уоu fіnd уоur bank bаlаnсе tаkіng a nоѕеdіvе. Sоund fаmіlіаr?
By Jasper Taxton6 years ago in Trader
10 Essential Steps To Manage Money The Right Way
Money management is a serious concern among many citizens. A good money management scheme can assist one to use one’s own money in an efficient way thus can help avoid unnecessary spending which can result in losses. Proper management of money can be essential in the end. Managing your bankroll efficiently can take time to understand and to improve. It seriously needs one to understand his financial capabilities and takes one’s commitment to implementation for it to be a success. The following strategies can be essential for money management.
By Mary Charli6 years ago in Trader
Managing Your Family Debt: 5 Key Principles
It seems that most debt advice is tailored for people who are already in over their heads. But wouldn’t it be better if you mastered your finances before your debt spiraled out of control? Managing your family’s debt can be challenging; the following guidelines can help.
By Finnegan Pierson6 years ago in Trader
3 Ways to Help Secure Your Financial Security After Retirement
Your retirement is supposed to be a time to relax and enjoy the spoils of a lifetime of hard work. Yet, more and more people are postponing retirement until they are forced out of the workforce due to illness or corporate restructuring. A large number of people also find themselves returning to work, at least on a part-time basis, to help make ends meet at home. That makes planning for retirement early more important than ever. By using a careful investment and saving strategy and thinking toward the future, you can actually enjoy your retirement. Some strategies have proven more useful than others.
By Robert Cordray6 years ago in Trader
