Ryan Lathrop
Stories (15)
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How Arizona Law Handles Nerve Damage from Tempe Rear-End Crashes
Nerve damage doesn’t always come with sirens and screaming pain. In fact, for many Tempe drivers injured in a rear-end crash, it starts as a dull ache, tingling, or weakness that creeps in days later—and sometimes never goes away.
By Ryan Lathrop7 months ago in Education
What “Delayed-Onset” Pain Means for Tempe Crash Victims
You walk away from a car crash in Tempe thinking you’re fine. No bleeding, no broken bones, no obvious injuries. You might even decline medical attention. But hours—or even days—later, you can barely turn your head, your back locks up, or migraines hit without warning.
By Ryan Lathrop7 months ago in Education
Reckless Driving and Fatal Consequences: The Case of Demonti Deleon. Content Warning.
On March 29, 2023, Tempe, Arizona, witnessed a devastating tragedy when Demonti Deleon, driving at nearly 120 miles per hour near Priest Drive and Southern Avenue, lost control of his vehicle, causing a catastrophic crash. This incident immediately resulted in the death of his passenger, 25-year-old Phillip Mercer. Deleon, who showed clear signs of impairment and had two prior DUI convictions, ultimately pleaded guilty to manslaughter, aggravated assault, and endangerment, receiving an 18-year prison sentence.
By Ryan Lathrop8 months ago in Criminal
5 Local Merchant Processing Tips to Boost Security and Efficiency
Navigating the world of Denver merchant processing can feel overwhelming, especially with so many options and ever-changing technology. As a small business owner, I've learned that efficient payment processing isn't just about convenience—it's crucial for customer satisfaction and operational success.
By Ryan Lathropabout a year ago in Lifehack
How To Get A Mortgage Preapproval: Your Step-by-Step Guide
Getting preapproved for a mortgage is a critical step in the home-buying process. It shows sellers that you are a serious buyer and gives you a clear idea of how much house you can afford. Here’s how to get started with mortgage preapproval.
By Ryan Lathrop2 years ago in Lifehack
Essential Guide to Home Equity Loans: Benefits, Risks, and Choosing the Right Lender
Owning a home is more than just having a place to live—it's a powerful financial asset. One way to leverage this asset is through a home equity loan. If you've been paying down your mortgage, you might have a substantial amount of equity built up, and tapping into this can provide the funds you need for major expenses like home renovations or debt consolidation.
By Ryan Lathrop2 years ago in Lifehack
A Guide to First-Time Home Buyer: Steps, Tips, and Assistance Programs
Buying your first home is an exhilarating journey, but it can also feel like navigating a maze. I remember my own experience—filled with excitement, yet fraught with questions and uncertainties. From understanding mortgage rates to deciphering real estate jargon, the process can be overwhelming.
By Ryan Lathrop2 years ago in Lifehack
How to Buy a House with No Money Down: Ultimate Guide
Buying a house with no money down might sound like a dream, but it's more achievable than you might think. With the right strategies and resources, you can turn this dream into reality. Whether you're a first-time homebuyer or looking to invest, understanding your options can open doors you never thought possible.
By Ryan Lathrop2 years ago in Journal
VA Loans Guide: Rates, Eligibility Requirements, Benefits & More for Veterans
If you're a veteran or active-duty service member, you've probably heard about VA loans. These government-backed mortgages offer fantastic benefits like competitive interest rates and no down payment requirements, making homeownership more accessible. But how do you know if you qualify and what should you expect in terms of rates and eligibility requirements?
By Ryan Lathrop2 years ago in Lifehack
How to Get a Mortgage: Comprehensive Guide to Home Loans and the Application Process
Getting a mortgage can feel like navigating a maze, but with the right guidance, it doesn't have to be overwhelming. Whether you're a first-time homebuyer or looking to refinance, understanding the steps involved can make the process smoother and less stressful.
By Ryan Lathrop2 years ago in Lifehack
Mortgage Preapprovals vs Prequalification: Key Differences Explained
Navigating the world of mortgages can feel like a maze, especially when terms like "preapproval" and "prequalification" get tossed around. I've been there, scratching my head, wondering which one I need and why. Understanding the difference between mortgage preapprovals and prequalification is crucial for anyone looking to buy a home.
By Ryan Lathrop2 years ago in Journal
Construction Loans: Unlock the Secrets to Easy Approval
Construction Loans: Everything You Need to Know in 2023 Thinking about building your dream home from the ground up? Construction loans might be the key to turning that vision into reality. Unlike traditional mortgages, construction loans cover the costs of building a new home or renovating an existing one. They offer unique benefits but also come with their own set of challenges.
By Ryan Lathrop2 years ago in Lifehack
