Mutonga Kamau
Bio
Mutonga Kamau, founder of Mutonga Kamau & Associates, writes on relationships, sports, health, and society. Passionate about insights and engagement, he blends expertise with thoughtful storytelling to inspire meaningful conversations.
Stories (884)
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The Real Reason You Can’t Stick to a Budget. AI-Generated.
The Real Reason You Can’t Stick to a Budget It’s Not Just About the Numbers-It’s About Your Mindset Budgeting sounds easy on paper. You tally your income, subtract your expenses, assign every dollar a job, and promise yourself to stay within the lines. Yet every month, like clockwork, you fall off track. You’re not alone. For many people, sticking to a budget is one of the hardest personal finance habits to master, not because they’re lazy, impulsive, or bad with money, but because the real obstacle runs deeper.
By Mutonga Kamau9 months ago in Trader
Why You’re Always Broke (Even With a Good Job). AI-Generated.
Why You’re Always Broke (Even With a Good Job) Breaking the Paycheck-to-Paycheck Cycle That Quietly Drains Your Life You land a decent job. The paycheck arrives on time. The numbers look fine on paper. Yet, by the end of the month or worse, two weeks in you are scrambling to make it stretch. It feels like a cruel joke. You're working hard, showing up every day, and still broke.
By Mutonga Kamau9 months ago in Trader
This Loan Almost Broke Me. AI-Generated.
This Loan Almost Broke Me A Cautionary Tale About Debt, Desperation, and a Life-Changing Wake-Up Call I remember the moment I walked out of the bank with a loan contract in my hand and a fresh deposit of $30,000 pending in my account. It felt like power. Like possibility. Like the answer to everything I had been stressing over for months. My business was struggling, my bills were piling up, and I was behind on rent. I convinced myself that the loan would fix all of it. I told myself it was a stepping stone, a calculated risk, an investment in getting back on my feet.
By Mutonga Kamau9 months ago in Trader
My Worst Investment Ever (and What It Taught Me). AI-Generated.
My Worst Investment Ever (and What It Taught Me) How a Costly Mistake Became My Greatest Financial Lesson I once believed I had a solid grasp on my finances. I had read the books, followed the advice, and even dabbled in small investments. But nothing prepared me for the lesson I was about to learn the hard way. This is the story of my worst investment ever, and the invaluable insights it imparted.
By Mutonga Kamau9 months ago in Trader
The Dumbest Financial Decision I Ever Made. AI-Generated.
The Dumbest Financial Decision I Ever Made A Painful Lesson in Pride, Pressure, and Paying the Price It’s hard to admit that I’ve done something incredibly foolish with money. Not just a small mistake or an impulse purchase, but a full-blown, life-altering financial decision that haunts me to this day. I wish I could say it was a rare lapse in judgment, but the truth is it was a perfect storm of ego, pressure, and poor planning.
By Mutonga Kamau9 months ago in Trader
