fintech
A foray into fintech; a breakdown of the latest and greatest innovations in financial technology.
How to Build an Emergency Fund from Scratch . AI-Generated.
How to Build an Emergency Fund from Scratch: A Step-by-Step Guide Life is full of surprises. Some are joyful, while others can be challenging. Financial emergencies, like unexpected medical expenses, a sudden job loss, or a broken car, can happen at any time. That’s where an emergency fund becomes invaluable. It’s a safety net that allows you to navigate life’s unexpected events without jeopardising your financial stability. But what if you don’t have an emergency fund yet? How do you build one from scratch?
By Mutonga Kamau10 months ago in Trader
The Cost of Everyday Decisions: A Financial Perspective. AI-Generated.
Riya, a 28-year-old software engineer, enjoys a dynamic lifestyle filled with weekend outings and the occasional online shopping spree. Almost every evening, she orders food delivery from a premium restaurant, spending around Rs. 500 per meal—an expense that has become an integral part of her routine.
By SubhShanti Wealth10 months ago in Trader
Top 5 High-Interest Savings Accounts You Need to Know. AI-Generated.
Top 5 High-Interest Savings Accounts You Need to Know Saving money is one of the most fundamental steps towards financial stability. Whether you are putting aside money for an emergency fund, a future investment, or simply building wealth, a high-interest savings account (HISA) can make your money work harder for you. While many traditional savings accounts offer little to no interest, high-interest savings accounts provide a much better way to grow your savings over time.
By Mutonga Kamau10 months ago in Trader
Debt Avalanche vs. Snowball: Which One Wins in 2025?. AI-Generated.
Debt Avalanche vs. Snowball: Which One Wins in 2025? Managing debt can feel like an overwhelming task. Whether it's student loans, credit card balances, or other personal loans, finding the right strategy to eliminate debt is crucial. With countless options available, two of the most popular methods for tackling debt are the Debt Avalanche and the Debt Snowball. These methods are both effective, but they differ significantly in how they approach paying off debt. In this article, we'll delve into both strategies and explore which one is better suited for 2025, helping you choose the most effective approach to regaining control of your financial future.
By Mutonga Kamau10 months ago in Trader
How to Create a Monthly Budget That Actually Works. AI-Generated.
How to Create a Monthly Budget That Actually Works Empowering Your Financial Journey with Practical Steps Managing personal finances can often feel overwhelming, but establishing a well-structured monthly budget is a transformative step toward financial stability and achieving your goals. A budget serves as a roadmap, guiding your spending, savings, and investments, ensuring that every pound is allocated with purpose. This article delves into practical steps to create a monthly budget that is realistic, sustainable, and tailored to your individual needs.
By Mutonga Kamau10 months ago in Trader
Best Budgeting Apps to Master Your Money This Year. AI-Generated.
Best Budgeting Apps to Master Your Money This Year Empower Your Financial Journey with Tools That Work for You In today's fast-paced world, managing personal finances can be a daunting task. With countless expenses, varying income streams, and the ever-present temptation of impulsive spending, it's easy to lose track of where your money is going. However, the rise of budgeting apps has revolutionised the way we approach our finances, offering tailored solutions to fit diverse needs and lifestyles.
By Mutonga Kamau10 months ago in Trader
How to Start an OTC Cryptocurrency Exchange?
In the fast-moving world of digital assets, over-the-counter (OTC) cryptocurrency exchanges are emerging as the preferred trading method for high-net-worth individuals, institutional players, and even crypto-keen CEOs. These platforms offer secure, private, and high-volume trades, setting a new standard in how large crypto transactions are handled. If you're considering launching an OTC crypto exchange, this article guides you through every step — from planning to development — while highlighting why these platforms are dominating the market today.
By smithtaylor10 months ago in Trader
Trump’s Tariffs Explained Easily
When Donald Trump took office in 2017, he promised to put “America First.” One of the most controversial tools he used to do that was tariffs. For many, the term “tariff” sounds technical or confusing. But in reality, it’s pretty simple—and it had a big impact on the U.S. economy, global trade, and your wallet. Here's a breakdown of what Trump’s tariffs were all about, in the easiest way possible.
By Dena Falken Esq10 months ago in Trader
