Mansa-X Fund Statistics and Performance: Everything You Need to Know

The Mansa-X Special Fund, managed by Standard Investment Bank (SIB), has emerged as a prominent investment vehicle in Kenya, offering diversified exposure to both local and global markets.

This article delves into the fund's structure, performance metrics, risk indicators, and more, providing a detailed overview for potential investors.

What to Expect in This Article

1. Overview of Mansa-X Special Fund – Understanding its structure, regulation, and key details.
2. Performance Metrics – Analyzing the fund’s returns and growth since inception.
3. Risk Indicators – Evaluating the associated risks and management strategies.
4. Asset Allocation & Investment Strategy – Insight into the fund's diversified investment approach.
5. Expense Ratio & Fees – Breakdown of management fees and their impact on returns.
6. Assets Under Management (AUM) – Assessing the fund’s growth and investor confidence.
7. Withdrawal & Liquidity – Policies on withdrawals, lock-in periods, and liquidity.
8. Is the Mansa-X Special Fund a Safe Investment? – Weighing the pros and cons for investors.
9. Final Verdict – Summary and key takeaways for potential investors.

1. Overview of Mansa-X Special Fund

The Mansa-X Special Fund is a Multi-Asset Strategy Fund employing a long/short trading model designed to optimize returns across various market conditions while safeguarding capital from downside risks. The fund is domiciled in Kenya and regulated by the Capital Markets Authority (CMA). It is available in both Kenyan Shilling (KES) and US Dollar (USD) denominations.

Fund Details

• Fund Manager: Standard Investment Bank (SIB)
• Regulation: Licensed by the Capital Markets Authority (CMA) of Kenya
• Base Currencies: Kenyan Shilling (KES) and US Dollar (USD)
• Minimum Investment: KES 250,000 or USD 2,500
• Minimum Top-up: KES 100,000 or USD 1,000
• Lock-in Period: 6 months

2. Performance Metrics

The Mansa-X Special Fund has demonstrated consistent performance since its inception.

Annualized Returns

• 2024 Performance: The KES-denominated fund delivered actual net returns of 3.78% in Q4 2024, culminating in a net return of 19.53% for the year.
• Since Inception: The fund has achieved an average annualized net return of 17.72% in the KES fund.

Simulation Example

An initial investment of KES 1,000,000 in January 2019 would have grown to approximately KES 1,210,699.20 by December 2019.

3. Risk Indicators

While the Mansa-X Special Fund offers attractive returns, it is essential to understand the associated risks:

• Market Exposure: Investments span global markets, exposing the fund to international market volatilities.
• Leverage Usage: The fund employs leverage to enhance returns, which can amplify both gains and losses.
• No Guaranteed Returns: Returns are subject to market conditions, and past performance does not guarantee future results.

4. Asset Allocation & Investment Strategy

The fund adopts a diversified investment approach across multiple asset classes:

Investment Classes

• Currencies: Major and emerging world currencies.
• Precious Metals: Gold, silver, platinum, palladium.
• Commodities: Natural gas, oil, coffee.
• Global Stock Indices: S&P 500, FTSE 100, German DAX.
• Single Stocks: Companies like Apple, Netflix, Tesla, Zoom.
• Cash & Cash Equivalents: Short-term liquid assets.

The fund primarily invests in major global stock exchanges, including the New York Stock Exchange (NYSE), London Stock Exchange (LSE), Frankfurt Stock Exchange (FRA), and Hong Kong Stock Exchange (HKG). It also engages in futures and options for metals, commodities, and interest rate products.

5. Expense Ratio & Fees

Understanding the fee structure is crucial for investors:

• Management Fee: 5% per annum, prorated daily over 365 days.
• Performance Fee: 10% applied on the surplus when a return above the 25% hurdle rate is attained for the KES fund; for the USD fund, a 10% performance fee is applied on returns above a 15% hurdle rate.
• Initial and Redemption Fees: 0% (no fees applied).

6. Assets Under Management (AUM)

While specific AUM figures are not publicly disclosed, the fund's consistent performance and investor confidence suggest substantial growth since its inception.

7. Withdrawal & Liquidity

• Lock-in Period: Investors are subject to a 6-month lock-in period upon initial investment.
• Withdrawal Notice: Post lock-in period, withdrawals can be processed within 48-72 hours upon request.
• Minimum Balance: Investors must maintain the minimum investment balance to keep the account active.

8. Is the Mansa-X Special Fund a Safe Investment?

The Mansa-X Special Fund is tailored for investors seeking higher returns with an understanding of the associated risks.

Pros

✔ Diversified portfolio covering multiple asset classes.

✔ Competitive historical returns compared to traditional investments.

✔ Regulated by the CMA, providing investor protection.

✔ No initial or redemption fees, ensuring cost efficiency.

Cons

❌ High-risk investment due to leverage and exposure to global markets.

❌ Returns are not guaranteed, and market volatility can impact gains.

❌ 6-month lock-in period, limiting liquidity for short-term investors.

9. Final Verdict

The Mansa-X Special Fund presents a high-risk, high-reward investment opportunity for individuals looking to diversify their portfolio with exposure to currencies, commodities, equities, and derivatives. Its strong historical returns, global market reach, and regulatory compliance make it an appealing choice for experienced investors willing to tolerate market fluctuations.

Who Should Invest?

✅ Investors with a long-term investment horizon.

✅ Those comfortable with market fluctuations and leverage.

✅ Individuals looking for diversified, high-yield investments.

However, if you prefer low-risk, stable returns, money market funds or fixed deposits may be a better alternative.

Frequently Asked Questions (FAQ)

1. What is the Mansa-X Fund?

The Mansa-X Fund is a Multi-Asset Strategy Fund managed by Standard Investment Bank. It employs a sophisticated long/short trading model designed to optimize client returns across various market conditions.

2. How does the Mansa-X Fund work?

The fund utilizes a long/short trading strategy, allowing it to profit from both rising and falling markets. It invests in a diversified portfolio, including currencies, precious metals, commodities, stock indices, single stocks, and fixed income assets.

3. What are the key features of the Mansa-X Fund?

Key features include a 0% initial fee, 0% redemption fee, a 5% annual management fee prorated daily, and a 10% performance charge applied on returns above a specified hurdle rate. The minimum investment is KES 250,000 or USD 2,500, with a 6-month lock-in period.

4. Is the Mansa-X Fund regulated?

Yes, the Mansa-X Fund is regulated by the Capital Markets Authority (CMA) of Kenya and is managed by Standard Investment Bank, which is licensed as a money manager under the CMA Online Forex Trading Regulations, 2017.

5. What are the risks associated with investing in the Mansa-X Fund?

As with any investment, there are risks involved. The fund's diversified strategy aims to mitigate risks, but factors such as market volatility, currency fluctuations, and global economic conditions can impact performance.

6. How has the Mansa-X Fund performed historically?

The Mansa-X Fund has delivered an average net return of 17.72% per annum to its clients since inception.

7. How can I invest in the Mansa-X Fund?

Interested investors can visit the official Mansa-X website to learn more and initiate the investment process.

8. What is the minimum investment required for the Mansa-X Fund?

The minimum investment is KES 250,000 for the Kenya shilling fund and USD 2,500 for the USD fund.

9. Can I withdraw my investment before the lock-in period ends?

The Mansa-X Fund has a 6-month lock-in period. Withdrawals before this period may not be permitted. It's advisable to consult the fund's terms or contact their support for detailed information.

10. How does the Mansa-X Fund compare to traditional investment options?

The Mansa-X Fund offers a diversified investment approach with exposure to global markets, which can provide higher returns compared to traditional investment options. However, it also comes with higher risks due to market volatility.

For more detailed information, you can refer to the Mansa-X Fund's official resources and fact sheets available online.