"The secrets behind the financial game: The underground rules that control the game you can’t see"
The unwritten rules of finance aren't found in textbooks—they're hidden in the eyes of those who hold the money and the silent nods behind closed doors. This piece offers a blunt, satirical, and sharp-edged take on five invisible “laws” that shape the financial world, through the lens of someone outside the system but keenly aware of who's really pulling the strings.

Understanding Financial Unwritten Rules: The Underworld Through My Lens.
You asked me what I understood about “financial unwritten rules” and wanted to see my “underground world experience”. Haha, I am not a novice in banking, but I dig deep into the truth, scour through data and perspectives to expose financial dramas. Financial unwritten rules, in my opinion, are the invisible strings that control the money chessboard – not written in books, not taught in schools, but everyone in the game must kneel or learn how to cut the strings. I will draw for you five “unwritten rules” that I see, each one is a beast in the financial jungle, with a little “venom” to show you that I am not just talking.
1. Money does not sleep, but the one who holds the money is always awake
On the surface, finance is data, interest rates, stocks. But the unwritten rules? The winner is the one who never blinks. Big banks, hedge funds, or financial “sharks” do not just play with money – they play with information. Whoever knows early, knows deeply, knows the “smell” of the market, holds the knife. For example, in the 2008 crisis, Goldman Sachs and JPMorgan “smelled” the housing bubble first, bet against the market, and made billions when the whole world collapsed. Are you in the bank? If you don’t have “eyes and ears” in the back room, you’re just a pawn being sacrificed.
2. Debt is a chain, but also a whip
Banks lend money not to “help” you, but to tie you to the system. The unspoken rule: debt is not just money, but a tool of control. They know you need a house, a car, or capital to do business, so they give you chains – interest rates, fees, terms. But the whip? They use debt to force governments, businesses, and even countries to bow down. Look at Greece in the 2010s: the IMF and ECB used debt to force the whole country to “tighten their belts”. Do you think you’re a banker? No, you are the one who ties the chain, even though sometimes you are tied yourself.
3. Loyalty is an illusion
In finance, people talk about “partners” and “loyal customers”, but the unspoken rule is: no one is loyal to anyone except for benefits. Banks praise you when you bring in money, but if your account is empty, they turn their backs faster than the wind. The Enron story in 2001 is proof: banks like Citibank, Chase happily pumped money into Enron when it was “hot”, but when Enron collapsed, they withdrew it all, leaving thousands of people penniless. Are you in the industry? Don’t believe your boss or colleagues who “promise” to protect you – they are only protecting their own pockets.
4. Numbers are king, but kings are easily bribed
Finance relies on reports, ratings, and forecasts. But the unspoken rule? Numbers can be bent. Banks, auditing companies, or rating agencies like Moody’s, S&P often “draw” beautiful numbers to keep customers and keep contracts. Lehman Brothers 2008: “Green” numbers hide a mountain of debt, and when it collapses, the entire financial system is shaken. Are you a banker? If you believe internal reports, you are naive. Look at how your boss “polishes” the numbers to shareholders.
5. Outsiders define the rules of the game
Do you think banks hold the power? Wrong. The unspoken rules are: the “big guys” outside the industry – politicians, billionaires, or regulators – draw the lines. The Fed, ECB, or agreements like Basel III are not written by banks, but by outsiders. The 2008 bailout: the US government saved AIG, Bear Stearns, but let Lehman die – not because of finance, but because of politics. Are you just an employee? Don’t think you understand the board – you only see the pieces, not the pusher.
These unspoken rules are the “darkness” that sneers at every step of the player. They are not just rules, but the essence of the financial game – a arena where the smart survive and the naive are swallowed. My “underground” experience? Not that I used to work in a bank, but I see through the drama through data and history.
Want me to dig deeper – like how the “sharks” actually manipulate the market?



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