Student Loan Forgiveness?
A Brain is a Terrible Thing to Waste?

Have you been to your local colleges lately? I recommend you take a visit even if you don't have young ones planning to go there. Even if you are young and you're not planning to go there. Just go look around and tell everyone what you really saw there. Did you see happy college students with their noses in books or engaged in great sport activities? Or did you see abandoned halls and dorms and classrooms that could house plenty of homeless people? You go look and I'll wait for you to tell me. I know what I saw with my own eyes.
As for my student loan debt, I want to discuss it now. I keep seeing articles online about Biden and Student Loan forgiveness. I've been keeping my eye on that because my student loan is the biggest debt I owe. In 2001 upon my graduation from USF, the loan from Stafford was less than $40,000. That's what it cost me to go to USF for almost three years. I did not live in a dorm. I had a cheap apartment and my own car. I was no richer than any other poor struggling college student, except for the ones who had high paying jobs or rich parents to call for anything.
Stafford (a Federal student loan company) sold my loan to Mohela, another agency. Not sure what year that happened, but today in 2023 my debt for going to USF (my Bachelor's degree is up to $60,000.) They can't garnish from me or harass me because I'm on Social Security income. That helps. I had asked back in 2013 if I could get "forgiven" the debt the way my friend Nick had been forgiven due to his disability. However, the doctor I had at the time would not sign the application form, stating that she thought my mental illness was not the sort that would prevent me from teaching. I was disappointed, yet appreciative that my Social Security money could not be tampered with through garnishing. Garnishing only happens with earned wages.
Much talk is occurring under Biden about Student Loan forgiveness and any of us who still have a loan for college education may be raising our eyebrows with hope. Really? Is it possible? It should be. They bail out corporate losers all the time. They bail out white collar efups all the time. Why can't they help good people who took the right track and got slammed by insane educational price tags? Isn't a mind a terrible thing to waste?
I can understand telling a college grad that "we can't forgive your loan because you earn enough to pay it back with that great career you have." But telling the rest of us who never got to live that dream career or success story, that we owe for a degree that did not prove any financial success, is absolutely awful. I EARNED my degree. I didn't pay my debt for the student loan. But I EARNED my degree. I followed all the rules. I took and passed all the required courses. In fact, I had to take more classes that were forced upon me and my time than any electives that I would have chosen for myself. I have to pay to take the classes you forced on me? I shouldn't have to pay if I passed the course.
Yes, we should be forgiven that debt. At least in my case I say absolutely. I mean, the lawyers wouldn't even allow me to claim bankruptcy on that loan because they said it was backed by the government. Ok, then. So the loan just sits there getting higher and higher. It was the government who made that commercial - "A Mind is a Terrible Thing to Waste." Yeah, it sure is, and My Life is a terrible thing to waste also. My credit score is a terrible thing to waste, also. So PLEASE, PLEASE, PLEASE, PLEASE, spare me anymore hogwash and FORGIVE THE LOAN already. I EARNED MY COLLEGE DEGREE.
About the Creator
Shanon Angermeyer Norman
Gold, Published Poet at allpoetry.com since 2010. USF Grad, Class 2001.
Currently focusing here in VIVA and Challenges having been ECLECTIC in various communities. Upcoming explorations: ART, BOOK CLUB, FILTHY, PHOTOGRAPHY, and HORROR.




Comments (1)
Dear Shanon - We've 'Cracked a Book' - So Pay-Up as promised ~ You've "Earned" my respect ~ - You are such a fabulous StoryTeller - Jay