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Why the Rich Get Richer! And How You Can Too!

The Financial Secrets Schools Won’t Teach You (But Should)

By Gilang HIPublished 12 months ago 3 min read

Have you ever wondered why some people seem to attract wealth like a magnet while others struggle to make ends meet? What if everything you were taught about money was wrong? In Rich Dad Poor Dad, Robert Kiyosaki reveals that success isn’t about how much you earnit’s about how you think about money. And the good news? You can adopt the same mindset to build wealth and financial freedom.

The Mindset Shift: Assets vs. Liabilities

Most people think getting rich is about earning a high salary. But Kiyosaki explains that the rich don’t work for moneytheir money works for them. The secret? They focus on acquiring assets—investments, real estate, businesses—that put money in their pockets. Meanwhile, the poor and middle class accumulate liabilities—things that drain their income, like car loans, credit card debt, and mortgages on homes that don’t generate income.

Here’s a simple test:

If something takes money out of your pocket rather than putting money in, it’s a liability. If you want to build wealth, start shifting your focus toward assets.

The Importance of Financial Education

Think back to your school days. How many classes taught you how to manage money? Probably none. Schools train students to become good employees, not wealthy entrepreneurs. That’s why so many people graduate, get a job, and live paycheck to paycheck without understanding how to build lasting wealth.

To shift from a poor dad to a rich dad mindset, you need to educate yourself financially. That means reading books, taking courses, listening to financial podcasts, and surrounding yourself with people who understand money. The more knowledge you have, the better financial decisions you’ll make.

Building Wealth: Making Money Work for You

Most people trade time for money—work more hours, earn more pay. But the wealthy know that time is their most valuable asset. Instead of working for money, they make money work for them through passive income streams.

Passive income comes from investments like stocks, rental properties, and businesses that generate revenue without requiring constant effort. The key is to start small. Even a modest investment can grow over time thanks to the power of compound interest.

The Power of Multiple Income Streams

Relying on a single paycheck is like walking a financial tightrope—one wrong move, and you’re in trouble. That’s why the wealthy build multiple streams of income. They diversify their earnings through real estate, stock dividends, online businesses, royalties, and more.

Want to get started? Consider these income streams:

  • Real estate investing – Owning rental properties can provide steady monthly income.
  • Stock market dividends – Investing in dividend-paying stocks allows you to earn money without selling your shares.
  • Side hustles – Monetizing skills like freelancing, coaching, or creating online courses can provide additional revenue.
  • Business ownership – Starting your own business allows you to control your financial future.

Overcoming Fear and Taking Risks

Many people avoid investing because they fear losing money. But inaction is often the biggest risk. Kiyosaki teaches that the rich don’t let fear paralyze them—they learn from failure and take calculated risks.

Every successful entrepreneur and investor has faced setbacks. What separates them from the rest is their ability to learn, adapt, and keep going. If you want financial freedom, you have to be willing to take the leap.

Actionable Steps to Get Started

If you want to escape the paycheck-to-paycheck cycle and build real wealth, take these steps today:

  1. Track your expenses – Know where your money is going and eliminate unnecessary liabilities.
  2. Invest in financial education – Read books, take courses, and learn from successful investors.
  3. Start investing – Even small amounts in stocks or real estate can grow significantly over time.
  4. Create multiple income streams – Don’t rely on a single paycheck; explore ways to make money from different sources.
  5. Think long-term – Wealth isn’t built overnight. Stay patient, keep learning, and take action.

Your financial future is entirely in your hands. Will you continue working for money, or will you start making money work for you? The rich don’t have a secret formula—they just think differently. And now, so can you.

The question is: Are you ready to change your financial future?

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About the Creator

Gilang HI

Passionate in all that I do.

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  • Pivot Pathways12 months ago

    Wealth starts with mindset—focus on assets, learn continuously, and let your money work for you!

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