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How to Get Rich in Any Economy”

The Unfiltered Guide to Making Money, Building Wealth, and Living Free

By Abdul RaufPublished 7 months ago 3 min read

Malik Reyes wasn’t born into money. His childhood home was a cramped apartment above a bodega in the Bronx, where the ceiling leaked in the winter and the heating barely worked. His father worked long shifts at a warehouse; his mother ran a daycare from their living room. They had love, but never surplus.

At fifteen, Malik picked up his first job sweeping hair at a local barbershop. It paid him $40 a week—barely enough for school lunch, but it gave him something he’d never had: a taste of financial autonomy. He didn’t just want money; he wanted freedom.

That desire—to be free from limits, debt, and dependence—became the first spark in his journey to wealth.

Step 1: Learning the Game

Malik realized early that school didn’t teach money. He started reading every personal finance book he could find: Rich Dad Poor Dad, The Millionaire Next Door, and later The Intelligent Investor. While his classmates spent hours gaming, Malik was obsessing over compound interest.

At 18, he skipped spring break and used his savings to buy an old vending machine on Craigslist. It cost $400. He found a dry cleaners that agreed to let him place it in their waiting area. Within three months, he made his money back.

He bought another. Then another.

By the time he was 21, Malik owned 12 vending machines across New York City, earning him nearly $2,000 a month—passive income that paid his rent while he attended college.

Step 2: Multiply, Not Just Save

Saving wasn’t enough. Malik learned that to get rich, he had to make his money work harder than he did. So, he took the vending profits and started investing in dividend-paying stocks.

He didn’t gamble on hot stocks. He played the long game—blue-chip companies, index funds, and reinvested dividends. Every paycheck was split: 50% reinvested, 30% saved, 20% lived on.

He also picked up freelance work in digital marketing—helping local businesses get online. That side hustle brought in thousands a month, and more importantly, skills.

“I’m not trading time for money,” he told himself. “I’m building leverage.”

Step 3: Leverage Everything

By 25, Malik had saved his first $100,000. It wasn’t luck—it was systems, sacrifice, and compounding discipline. But he wanted more.

He stopped freelancing and launched a small digital agency with two friends. He outsourced what he couldn’t do, automated what he could, and scaled quickly using SEO and content funnels. Within a year, the agency was generating $300,000 in revenue. His share allowed him to make his boldest move yet:

Real estate.

He bought a distressed duplex in a transitioning neighborhood using an FHA loan and renovation loan combo. He fixed it up, rented out both units, and lived for free. Two years later, he refinanced, pulled out equity, and bought two more.

He was no longer just saving and investing—he was multiplying capital.

Step 4: Staying Rich is Harder Than Getting Rich

At 30, Malik was worth just over $2 million.

He had cash flow from real estate, dividends from his stock portfolio, and profit from the digital agency—which he had systematized to run without him. But now came a harder question:

How do you stay rich?

Malik noticed friends who had made quick money but spent it faster. They drove leased cars, wore designer brands, and upgraded their lives with every paycheck.

But Malik stuck to his rule: “Never spend like you’re rich until your passive income pays for it.”

He still lived below his means, reinvested constantly, and diversified. He formed an LLC to protect assets. He hired a CPA and estate planner. He understood: Wealth without protection was just a target on your back.

Step 5: Teach the Game

Now in his mid-30s, Malik mentors young entrepreneurs. He’s not flashy—he doesn’t post yachts or fake cash stacks online. Instead, he teaches what really matters:

• Earn more by developing high-income, transferable skills.

• Save aggressively and invest even more aggressively.

• Own assets, not liabilities.

• Play long games with short-term urgency.

• Leverage time, people, code, and capital.

His story isn’t about being the richest man in the world. It’s about creating a life where work is optional, stress is low, and options are unlimited.

Final Words: It’s a Mindset

Malik once wrote in a journal:

“Rich isn’t just about money—it’s about control. Control over your time, your choices, your future.”

Getting rich wasn’t the end goal. Freedom was. And Malik earned it, not through luck, but through principles anyone can adopt:

• Start where you are, not where you wish you were.

• Focus on creating value before extracting it.

• Delay gratification like your life depends on it.

• And never, ever stop learning.

advicesuccess

About the Creator

Abdul Rauf

love you all 💕❤️

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  • Donna Bobo7 months ago

    This is an inspiring story. You remind me of my early days. I also started small, buying used equipment. Like you, I learned to multiply my money through smart investments and side hustles.

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