Bright Ideas: A Guide to Sustainable Investing for Young Investors 👷 👨💼 📈
A guideline into becoming successful
Welcome to "Bright Ideas," a show designed to illuminate your path in the world of investing, co-hosted by Rod Phil, a young content creator who is on a journey to understand investing better. Today, we are embarking on a self-led educational adventure to explore sustainable investing. We will delve into the meaning of sustainable investing, the key terminology, and how you, as a young investor, can align your investments with the issues that matter most to you. Anna White, a sustainable investing analyst from Fidelity, is here to share her wisdom and help us navigate the world of sustainable investing. To kick things off, Rod asks Anna about the first steps young investors can take when they want to invest in alignment with their values. Anna shares her own personal journey into finance and emphasizes that you don't need a specific background to engage in investing. In fact, she believes that investing empowers individuals to bring about positive change in the world. Anna encourages young investors to begin with what they know and are passionate about. By focusing on companies and issues they are familiar with, it becomes easier to make well-informed investment choices. For instance, if you're passionate about climate change, you can explore investments in alternative energy. The conversation takes an exciting turn as Anna suggests that sustainable investing doesn't have to be a solitary pursuit. Forming book clubs with friends or joining communities interested in sustainability can make the learning process interactive and social. Rod wholeheartedly agrees with this approach and is enthusiastic about embarking on this educational journey. Rod is eager to learn more about the terminology used in sustainable investing. Anna begins by explaining some fundamental concepts. A fund is a pool of money with a specific purpose. Thematic funds, for example, are designed to invest in companies with a common theme, like those led by female executives or focused on water preservation. Anna dives into the heart of sustainable investing by introducing ESG. ESG stands for Environmental, Social, and Governance. It's a framework that assesses a company's practices in these areas, along with traditional financial measures. The "E" in ESG evaluates how a company limits its environmental impact, the "S" covers social aspects such as diversity and employee treatment, and the "G" assesses governance, including board quality and management compensation. Young investors often wonder how they can find out where a company stands on the ESG spectrum. Anna explains that this information can be obtained through personal research, but not everyone has the time for that. In such cases, it's beneficial to invest with companies that do the research on your behalf. Fidelity, for example, employs research associates who evaluate companies across various industries and determine their ESG ratings. This approach considers not only a company's current practices but also its future sustainability goals. Rod is thankful for this inside look at the sustainable investing landscape, and it offers a clear path for young investors to begin their journey. The conversation shifts to a new guest, Jamie Beckle, who works with small and medium-sized businesses to enhance their social and environmental impact while also boosting profits and minimizing risks. This on-the-ground work helps companies navigate the complex world of sustainability. Rod is curious about what it takes to make these transformations, and Jamie emphasizes that breaking down the process into manageable steps is key. Companies need to identify their environmental and social concerns, much like the concept of scope one, two, and three emissions in climate change. Understanding how companies can evaluate their supply chains is essential in this process. Jamie's message to young investors is one of encouragement. She emphasizes the importance of educating oneself and asking tough questions. With their innate ability to sense what's right, young investors can lead the way in bringing about positive change in the investment world. In the pursuit of sustainable investing, "Bright Ideas" offers a valuable platform for young investors to embark on a learning journey. By investing in what they know and care about, making their research fun and social, and collaborating with experts like Anna White and Jamie Beckle, young investors can align their investments with their values and make a significant impact on the world. As Rod and his audience continue to explore the world of sustainable investing, the road ahead looks promising, educational, and deeply impactful. So, stay tuned for the next episode of "Bright Ideas," where we'll continue to shine a light on the path to enlightened investing.
About the Creator
Rakindu Perera
I’m a highly successful content writer with articles recognised by huge varieties of organisations. Also being in completion of a Bachelors Degree in Mechanical Engineering, I have the upmost know when it comes to exteme applications.
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Busting Common Myths to Promote Inclusive Sex Positivity 👩❤️💋👨
Sex and sexuality are subjects that have been shrouded in myths and misconceptions for centuries. In this era of information and education, it's essential to debunk these myths and shed light on the realities of human sexual experience. To help us do just that, we have two experts, Gina Silvanasi, a sexuality and relationship educator, and Varuna, a physician and public health researcher. Together, they will address some common misconceptions about sex and sexuality. Gina Silvanasi gets right into it, saying, "No, absolutely not. Some women have a hymen, and some don't, but a broken hymen is not a definitive sign of virginity. Additionally, this myth neglects people with penises entirely. Why is this test only focused on those with vaginas?" Gina raises a crucial point, emphasizing that equating virginity with the presence or absence of a hymen is a damaging and outdated concept. She also calls out cases like rapper T.I., who famously admitted to taking his daughter to the gynecologist to check her hymen's intactness. Such practices contribute to a culture that promotes physical violence against people with vaginas. Furthermore, the belief that an intact hymen is an indicator of virginity is rooted in misinformation. Many women may have a fully intact hymen, which can lead to problems during menstruation due to the absence of an opening. Gina explains that the hymen is more of a vestigial organ that has little functional significance. Varuna points out, "This myth suggests that abstaining from sex can enhance athletic performance. However, there is no scientific evidence to support this idea. In fact, during the 2016 Rio Olympics, more than 450,000 condoms were distributed to athletes, which indicates that a lot of sex was happening among them. But that doesn't mean they weren't performing at their best in their respective sports." This myth is rooted in a sex-negative culture that attempts to discourage sexual activity. It's essential to recognize that sexual expression and athletic performance are not mutually exclusive. Gina Silvanasi humorously interjects, saying, "Your wallet is not a great place for condoms." She explains that condoms have expiration dates, and storing them in a wallet next to sharp objects or in a humid environment can damage them, making them less effective. Proper storage is crucial to ensure your protection during sexual activity.Varuna adds, "If you're planning a spontaneous encounter, it's better to keep a couple of condoms in your pocket rather than your wallet."Sex does indeed burn calories, but not to the extent that some might believe. Gina Silvanasi clarifies, "Depending on the kind of sex you're having, it can certainly burn calories. However, it's not the same as a rigorous workout like running a marathon. You might burn more than 100 calories in a single session of sex, but it's not a substitute for regular exercise."Varuna agrees and highlights the importance of maintaining an active lifestyle for overall health and fitness. Gina and Varuna emphasize that this belief is far from the truth. They argue that sex is not strictly binary, even in nature. Gina mentions that some plants, for example, have both male and female reproductive structures within the same flower. This myth has harmful consequences, particularly for intersex individuals who may undergo irreversible corrective surgeries based on the false premise that there are only two sexes. The experts advocate for a more inclusive understanding of human biology. Both experts debunk this myth, highlighting the scientific basis behind it. Gina and Varuna emphasize that STIs are transmitted through intimate contact, primarily between bodies. The bacteria responsible for STIs cannot survive on surfaces like toilet seats for extended periods. Gina raises the concern of stigmatizing individuals who have STIs and underlines the importance of informed consent and disclosure. Gina and Varuna emphasize the benefits of masturbation, including the release of endorphins and the development of a positive relationship with one's own body. They assert that masturbation is not harmful and can be an essential part of self-discovery and sexual expression. The experts clarify that vaginas are not permanently stretched with use. While the vaginal canal can accommodate various sizes, it retains its elasticity. Factors such as age, hormonal changes, and childbirth can influence vaginal elasticity, but it does not stretch permanently.
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