What You Need to Know Before Buying a Park Home in Cornwall

If you're dreaming of a peaceful, scenic lifestyle by the coast or countryside, buying a park home in Cornwall might be the perfect move. With its charming villages, mild climate, and laid-back pace of life, Cornwall is one of the most sought-after destinations in the UK for those considering residential park homes — particularly retirees or those looking to downsize.

But before you sign on the dotted line, there are a few key things to know. Here's your essential guide to buying a park home in Cornwall.

1. What Is a Park Home?

A park home is a type of prefabricated bungalow-style property located on a private residential park. They’re often designed for full-time living and are especially popular among those over 50 seeking a simpler, low-maintenance lifestyle.

Unlike bricks-and-mortar houses, park homes are usually built off-site and placed on land owned by a park operator.

2. Why Choose Cornwall?

Cornwall’s appeal is undeniable. With miles of stunning coastline, historic towns, and beautiful countryside, it offers both relaxation and adventure. Whether you're drawn to seaside towns like St Ives or the rural tranquility of Bodmin Moor, Cornwall provides a wide range of park locations to suit different lifestyles.

Many residential parks in Cornwall cater to retirees, offering gated communities, social clubs, and amenities like gyms and garden areas.

3. Understand the Costs

Buying a park home is often cheaper than buying a traditional home — but there are unique costs to consider:

Purchase price – Typically ranges from £100,000 to £300,000 depending on size, location, and condition.

Pitch fees – Ongoing monthly fees for the land your home sits on. Expect around £150–£300/month.

Council tax – Usually Band A (the lowest band), but it’s worth confirming with the local council.

Utilities & maintenance – Often paid directly to the site operator; ensure costs are clear in advance.

4. Ownership Rules and Legal Considerations

This is crucial: you own the park home but not the land it sits on. That land is leased from the site owner under a pitch agreement.

Make sure you:

Review the Written Statement (a legal document outlining your rights and obligations)

Understand the Mobile Homes Act 1983, which protects residents in licensed residential parks

Check if the park has a Residential Site Licence, not just a holiday licence

Tip: Always use a solicitor familiar with park home purchases.

5. Age Restrictions and Park Rules

Many park home sites in Cornwall are age-restricted, often to residents aged 50 or over. Parks may also have rules regarding pets, visitors, or garden modifications.

Before buying:

Ask to see the site rules

Visit the park and talk to current residents

Check how well-maintained the park is

6. New vs. Pre-Owned Homes

Both options have their pros:

New park homes offer modern features, warranties, and customisation options

Pre-owned homes are often more affordable but may require upgrades or repairs

Ensure you inspect any home thoroughly — even new ones — and request a survey if unsure about the condition.

7. Resale and Depreciation

Unlike traditional properties, park homes often depreciate in value over time. They are more similar to vehicles or caravans in this respect. It’s important to consider this if you’re thinking of future resale value or inheritance planning.

Final Thoughts

Buying a park home in Cornwall can be an excellent lifestyle choice — offering peace, beauty, and a close-knit community. But it's not the same as buying a traditional home. Understanding the legal, financial, and lifestyle aspects upfront will help ensure your move is smooth and satisfying.

Before making your decision, visit several parks, consult with experts, and take your time — after all, this could be your forever home.