Business Cheques: How it can Adapt to the Modern World

Businesses need to make an effort to prevent fraud from accessing their records. They must be diligent in securing cheques. Or else, they will run the risk of being financially liable.

There are a number of security features available for business cheques. And this includes holograms, fluorescent fibres, watermarks, and heat-sensitive ink. These security features can help protect companies from cheques forgery and cheque copying. Also, it will prevent cheque washing where the payment amount and “to the order of” lines are removed with chemicals.

High-security laser cheques can include features on its face. And these are chemical reactive paper, prismatic multicoloured background and a high-resolution intricate border.

The reverse side of the cheques can also have security features. And these are security weave, void sign, fugitive ink, and a chemical wash detection box.

More Features

There are many features present on business cheques that are not found on personal cheques. And these are:

*Larger memo line

*Larger payee area (allows for address to be printed on cheques)

*Made to fit the size of double window envelope for easy mailing

*Signature area can accommodate two signature lines

*Extra room for information messages

A cheque is an instruction to your bank to pay the recipient. Your bank sends it to the bank of the person who gave it to you when you deposit a cheque into your account. The bank certifies that the cheque is valid and that the issuer has the funds to cover the sum, then transfers the funds to your bank.

A cheque is an official document that orders a bank to pay a certain amount of money. The payee is the beneficiary of the transaction. He is the one who can receive the amount of cash using cheque or can deposit the amount of money directly into his account.

Types of Business Cheques

Handwritten Cheques

Handwritten cheques come a 2-per-page with a stub on the left side for you to record cheque details. They are convenient because they are stored in an easily transportable check binder that can be used wherever you need to write a check.

They also come in duplicates. It helps you to automatically transfer all the data you fill out on the test to a backup copy you hold for your records.

For those who send reports to a bookkeeper or accountant, the duplicate version is fine. As everything you wrote on the cheque is there and no transcribing issues occur.

You can have these cheques match your company image by having your company logo printed on them in black and white or full colour. This will maintain your corporate branding. For many businesses, these are the best business cheques for their needs.

Laser/Inkjet Printer Cheques

Laser/Inkjet Printer is another great business cheque option. It is designed to be used with a computerized accounting system, such as QuickBooks or Simply Accounting. It will then be printed with your desktop laser or inkjet printer.

The use of laser/inkjet cheques gives you some advantages over the use of a handwritten cheques. Not only will you get a professional-looking corporate cheque with the computer cheques. You will also have some peace of mind that a cheque cannot be produced that easy. It is because someone would need to have access to your accounting software in order to print one.

Anyone with a pen could fill a cheque out with the manual version. And that makes them a little less safe. You have continuity with the payee and addresses with a check created by accounting software. This allows you to simply slip the cheque and stub into a double window envelope.

You can also customize these reviews with a company logo. You don't have to sign an envelope or read your handwriting by the post office. The laser/inkjet cheques provide you with a complete and professional-looking cheque with an accounting record.

These are typically the best company tests to use for tech-savvy small businesses and bigger companies.

Personal Cheques

The less conventional check choicwe for business requires the use of personal size checks. Cheque Print allows full customization of your personal cheques.

Personal sized cheques are smaller and easier to transport. Also, they come self-contained in chequebooks along with a handy clear vinyl wallet and transaction booklet to record the details. And it can also be ordered with duplicates for easy record-keeping. It allows you to give the exact copy to anyone who does the bookkeeping.

In a briefcase, purse or desk drawer, personal cheque booklets fit easily. These cheques will be processed the same way as a full-sized manual business cheque. All financial institutions will accept them just like any other.

Like the other options, personal-sized cheques can be customized. Allowing for your brand to be featured with a logo and other imagery. If you run a small or non-profit company that needs a limited number of checks to be completed, then it may be better for your business to have this form of check.