Lokesh Joshi
Bio
Computer Science Engineer by the profession and I am passionate about technology and integrating it with innovative ideas to give startups the initial boost that they require.
Stories (13)
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AI in Biometric Security: How Face Liveness Is Transforming Access Control
Biometric security has rapidly become a cornerstone of modern access control, ensuring that only authorized individuals can gain entry to sensitive systems, facilities, and digital platforms. Among biometric technologies, facial recognition stands out for its convenience and efficiency. However, traditional facial recognition systems have faced growing challenges due to spoofing attacks using photos, videos, and deepfake technology. This is where AI-driven face liveness detection plays a transformative role in enhancing access control security.
By Lokesh Joshi11 months ago in Education
How Generative AI Tackles Multi-Language KYC Documentation?
In today’s globalized world, businesses must cater to customers from diverse linguistic and cultural backgrounds. This diversity, while enriching, poses significant challenges for compliance processes like Know Your Customer (KYC). KYC documentation often comes in various languages, making it difficult for businesses to verify and process information efficiently. Generative AI has emerged as a game-changing solution, offering innovative ways to tackle multi-language KYC documentation with speed, accuracy, and scalability.
By Lokesh Joshiabout a year ago in Education
Compliance and Security in Commercial Loan Origination Software
In today’s regulatory environment, compliance and security are essential for financial institutions using commercial loan origination software (LOS). With cyber threats on the rise and increasingly stringent regulations, lenders must adopt solutions that not only streamline loan origination but also enforce data security and ensure compliance with relevant laws. This guide explores the critical aspects of compliance and security in commercial loan origination software and the ways lenders can protect both their operations and their customers.
By Lokesh Joshiabout a year ago in Education
How AI and Automation Are Revolutionizing Commercial Lending?
The commercial lending landscape is undergoing a profound transformation, driven by the rise of Artificial Intelligence (AI) and automation. These technological advancements are streamlining the loan process, reducing operational costs, and enhancing risk management. In a sector traditionally characterized by time-consuming procedures and complex risk assessments, AI and automation are creating new opportunities for efficiency, accuracy, and customer satisfaction.
By Lokesh Joshiabout a year ago in Education
How AI Can Help Small Banks Meet AML Compliance Requirements Efficiently
In recent years, financial institutions of all sizes have faced increasing pressure to comply with strict Anti-Money Laundering (AML) regulations. For small banks, these compliance requirements can be especially daunting. With limited resources, smaller teams, and growing complexity in financial crime prevention, staying compliant while managing costs is a constant challenge. However, artificial intelligence (AI) has emerged as a powerful tool that can help small banks meet AML compliance requirements efficiently and affordably.
By Lokesh Joshiabout a year ago in Education
The Role of AI and Machine Learning in Modern Identity Proofing
In today’s digital age, identity proofing has become a critical component of security and trust for businesses across various industries. As cyber threats grow more sophisticated, traditional methods of identity verification—such as manual document checks and knowledge-based authentication—are increasingly proving inadequate. This has paved the way for artificial intelligence (AI) and machine learning (ML) to revolutionize the identity proofing landscape, offering more accurate, efficient, and scalable solutions.
By Lokesh Joshiabout a year ago in Education
What is a non-documentary method of verifying identity?
In today's increasingly digital world, verifying an individual's identity has become a critical aspect of security, compliance, and trust-building across various sectors. Traditionally, identity verification relied heavily on documentary methods, such as passports, driver's licenses, and other government-issued IDs. However, non-documentary methods have emerged as vital tools, especially in an era where digital transactions are prevalent and traditional documents may not always be practical or available.
By Lokesh Joshiabout a year ago in Education
The Environmental Impact of Video KYC: Going Paperless
In an era where sustainability and environmental consciousness are becoming crucial, businesses across the globe are seeking innovative ways to reduce their carbon footprint. One significant technological advancement aiding this movement is Video KYC (Know Your Customer). By transitioning from traditional, paper-intensive processes to digital, video-based verification, companies can significantly diminish their environmental impact. Here, we explore how Video KYC promotes a paperless, eco-friendly future.
By Lokesh Joshi2 years ago in Education
The Role of Blockchain in Identity Verification
In an increasingly digital world, verifying identities has become a crucial aspect of ensuring security, privacy, and trust. Traditional methods of identity verification, while effective to some extent, often face challenges related to centralization, vulnerability to breaches, and inefficiency. Blockchain technology, known primarily for underpinning cryptocurrencies like Bitcoin, offers a transformative solution to these challenges. Here, we explore the role of blockchain in revolutionizing identity verification.
By Lokesh Joshi2 years ago in Education
How AI is Transforming Anti-Money Laundering Practices
Money laundering, the process of making illegally-gained proceeds appear legal, is a significant global issue, enabling various criminal activities from drug trafficking to terrorism. Traditional methods of detecting and preventing money laundering are increasingly proving insufficient in the face of sophisticated laundering techniques. This is where Artificial Intelligence (AI) steps in, revolutionizing Anti-Money Laundering (AML) practices with its advanced capabilities.
By Lokesh Joshi2 years ago in Education
Know Your Supplier: A Guide for Business Leaders
"Know your supplier" is a concept or practice emphasizing the importance of understanding and verifying information about your suppliers or vendors. It is especially relevant in business contexts, where companies rely on a network of suppliers to provide goods or services.
By Lokesh Joshi3 years ago in Education
What is Linux Hosting? and Key Benefits & Advantages
Linux hosting refers to web hosting services that utilize the Linux operating system as the server's platform. Linux is a free and open-source operating system, which makes it an affordable option for web hosting companies, and it is widely used in the hosting industry.
By Lokesh Joshi3 years ago in Education
