Destiny S. Harris
Bio
Writing since 11. Investing and Lifting since 14.
destinyh.com
Stories (97)
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The 10 Money Lessons Your Kids Learn From Watching You
Lesson 1: Spend less than you earn. Always. The less you spend. The more you keep. If you spend more than you earn, you will never ever ever reach a positive net worth, build substantial wealth, or experience financial freedom.
By Destiny S. Harris21 days ago in Trader
If You're 25, You Can Become A Millionaire With $500/Month
Question 1: How much do I need to save? Someone who's almost 25 asked me how much they should be investing each month to become a millionaire at 55. I was ecstatic to share with them all they would need to invest is $500 a month (more around $450 per month) at 10%, which is a measly amount compared to what most people need to invest since they start saving retirement in their 30s, 40s, and 50s, or later.
By Destiny S. Harris3 years ago in Lifehack
12 Things I Did To Build My Business Freshmen Year of High School
Do you remember being afraid to try something in school or early in your life because you feared you might fail at it? Most teenagers choose to fool around rather than exert themselves. Halfhearted, lazy effort gives them a ready-made excuse: “It doesn’t matter. I wasn’t even trying.” — The Daily Stoic, p 25
By Destiny S. Harris3 years ago in Lifehack
What I Learned Buying My 1st Car
I purchased my first car in college. I needed something better on gas since I'd been sporting the family van (some of the most embarrassing times in my life). Maintaining income was of the utmost importance to me, so I commuted back home to work. Eventually, I got a job on campus as well, but I still commuted back home to teach and play music. My commute was at least 100 miles round trip to go home. That van had to go.
By Destiny S. Harris3 years ago in Lifehack
We Were Promised Opportunities; Instead, We’re Drowning In Student Debt
Student loans can set you up for a path of disappointment and dead ends (Explained: Student Loans). Many people believe they are signing up for opportunities, but instead, what they’re really signing up for is debt.
By Destiny S. Harris3 years ago in Education
7 Examples of Modern Racism In The Workplace
1. Being ignored. Two black women I know remain in a constant dilemma: their ideas and contributions are overlooked, discounted, and often criticized. Put a white woman behind the same ideas and contributions, and naturally, you'll tune in a bit more. Why? Because we've been taught to respect and uphold the white person more so than the black person who has been depicted and treated as a second-class citizen throughout history.
By Destiny S. Harris3 years ago in Journal
7 Lessons I Learned About Money In Turks & Caicos With My Mentor
1. Don’t give up property for fast cash. Real estate is king. My mentor and her extended family recently inherited quite of bit of Turks and Caicos property. Part of the family wishes to sell it for cash. So my mentor found a clever workaround. Instead of selling the property to anyone, they sold the property to a trust managed by her to ensure the land remains in the family for generations.
By Destiny S. Harris3 years ago in Lifehack
