David Litt
Stories (65)
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We Never Thought We’d Be the Ones Behind
I remember when we closed on our house. It was summer, the sun was bright, and the grass was greener than I’d ever seen it. My wife cried when we signed the last document. Not because she was sad—but because owning a home meant we’d finally made it.
By David Litt6 months ago in Families
“We Thought Retirement Meant Rest, Not Risk”
If you had told us ten years ago that we’d one day fear losing our home, we wouldn’t have believed you. We’d done everything right—or at least tried to. We worked hard, stayed married, lived within our means. The house wasn’t fancy, but it was paid down enough to give us some breathing room. We planned to spend our golden years there—gardening, watching the grandkids visit, sitting on the porch as the sun went down.
By David Litt6 months ago in Families
How I Hid Foreclosure From Everyone I Loved
Nobody knew. Not my sister, not my coworkers, not even my best friend. On the outside, I looked fine. I went to work every day. I paid for coffee with my debit card. I posted photos of my dog and shared memes like everyone else.
By David Litt6 months ago in Families
We Were Weeks from Retirement—Then Everything Changed”. AI-Generated.
We weren’t living lavishly. We never did. My husband and I spent nearly 35 years doing the right things—or so we thought. Steady jobs, two kids, savings. We fixed our own gutters. Skipped new cars in favor of used ones. Paid down our mortgage a little extra each month. We were careful because we wanted to retire with peace, not problems.
By David Litt6 months ago in Families
My Kids Never Knew We Were in Foreclosure. AI-Generated.
I kept it from them for as long as I could. My boys were 8 and 11—just old enough to pick up on tension, but still young enough to believe in bedtime stories, hot chocolate, and the idea that their parents had everything under control.
By David Litt6 months ago in Families
Cash for Keys and Dignity
The first time I heard the phrase “cash for keys,” I thought it was a scam. It sounded like one of those too-good-to-be-true offers you see in spam emails: “We’ll give you cash if you walk away from your house!” The kind of thing desperate people fall for.
By David Litt6 months ago in Families
“Foreclosure at Twenty-Four
Nobody thinks they’ll face foreclosure at twenty-four. But I did. I bought my condo when I was twenty-two. It was a one-bedroom on the third floor of a small brick building just outside of the city. The floors creaked. The appliances were older than me. But it was mine. I used to stare at the front door with my name on the mailbox and think, I made it.
By David Litt6 months ago in Families
The House My Father Built
I didn’t grow up in a house. I grew up in a promise. My father built our home with his own hands in the early 1980s. He laid the foundation with friends from church, poured the concrete one Saturday at a time, framed the walls with sweat and stubbornness. I remember watching him hammer shingles on the roof while I sat in the front yard with a juice box. He’d wave to me between nail strikes and yell, “This roof will last longer than I will!”
By David Litt6 months ago in Families
