FABRIC TO FINANCE

Not too long ago, my world revolved around fabrics, stitches, and the thrill of creating styles that turned heads. I was a locally recognized fashion designer with a loyal clientele. But despite the creative highs and occasional financial wins, something inside me craved more structure, stability, and long-term growth.

I wanted a life with a broader horizon, where I could plan, save, and build a future that extended beyond the next customer order or fashion season.

That hunger led me to pivot—into the corporate world.

Trading the Tape Measure for a Tie (Well, Figuratively): The transition wasn’t immediate. It took grit, research, and a willingness to start from scratch. I knew very little about the corporate world or financial structures. But I immersed myself in learning. I started with learning through free online courses, expanded my knowledge through internship experience in a financial institution, and gradually built a new identity—one rooted in financial intelligence and strategic thinking.

Today, I work in the Quality Assurance Unit of a reputable financial institution, supporting the second line of defense to ensure compliance, efficiency, and risk mitigation. My monthly income is more stable, I have better control over my time, and I’m more intentional about my future. It’s not just a career change—it’s a mindset shift.

From Surviving to Thriving

The financial industry opened my eyes to what’s possible when you combine discipline with opportunity. I’ve learned to make my money work for me—something I never fully grasped when I was only earning and spending without a long-term plan.

Now, I maintain a budget that fits my lifestyle without sacrificing joy. I’ve even begun investing in the stock market through platforms like Coronation Wealth, starting with as little as ₦50,000 for stable, dividend-paying stocks for high-growth opportunities.

I’m still learning, but I’m no longer guessing—I’m growing.

Practical Tips for Young Adults: Saving and Investing on a Modest Income

If you're in your 20s or 30s and trying to make sense of your financial life, here are some simple but powerful practices that helped me:

1. Start Small, Stay Consistent

You don’t need millions to start investing. Begin with what you have—₦5,000, ₦10,000, or ₦20,000 a month. Over time, compound growth does the heavy lifting.

2. Budget with Purpose

Track your income and expenses. Prioritize essentials, treat yourself wisely, and assign a specific percentage for savings and investments.

3. Explore Low-Risk Investment Options

Look into mutual funds, and government bonds. Platforms like Coronation Wealth, Cowrywise, Bamboo makes investing more accessible with beginner-friendly tools and support.

4. Automate Your Savings

Set up standing orders to move money into a savings or investment account before you spend. Treat savings like a bill you must pay.

5. Keep Learning

Read financial blogs, attend webinars, and connect with communities with similar interest. The more you know, the more confident you’ll become.

Looking back, I don’t regret my time in fashion. It taught me creativity, resilience, and how to build something from scratch. But I’m grateful I chose to expand my vision. My life today is calmer, more structured, and full of purpose.

I’m still stylish and would still venture in Fashion designing when I'm better rooted in my career path—but now, my style includes smart money choices and a positive mindset for the future.

To anyone standing at the crossroads of change, don’t be afraid to reinvent yourself. Your next chapter might just be the best one yet.

Please leave your comments and contribution, I'd love to hear your opinions. See you in the next episode.