Best Company to Buy Car Insurance in the UAE

In 2025, a business has come forward at the forefront of transforming car insurance buying for citizens: Shory, the UAE's top insurtech platform. With the combination of omnichannel speed, digital access, and smart policy comparison, Shory has become widely regarded as the best business to buy car insurance within the UAE.

Understanding Car Insurance in the UAE

Car insurance is mandatory for all drivers in the UAE. You cannot register or renew your car unless you have a valid insurance policy. It covers against accidents on the road, theft, fire, and third-party liability — keeping drivers and passengers safe in the event of damage or injury.

With increased traffic on the road and more diverse conditions for driving, individuals have begun to demand better-understood, adjustable, and proactive insurance. Consumers no longer accept mediocrity in policy or customer service response. They want convenience, customization, and control — all of which are offered by Shory.

Third-Party vs Comprehensive Car Insurance

There are two general car insurance policies available in the UAE: Third-Party Liability and Comprehensive. Understanding the difference is important when selecting the right plan.

Third-Party Liability Insurance

Third-party insurance is the minimum legal requirement and most likely to be the lowest in price. It covers:

Damage to other vehicles or property due to your vehicle

Injury or death to third parties

It does not cover:

- Damage to your own car

- Theft or fire damage

- Personal injury for the driver

- It's an excellent choice for old vehicles or low-usage vehicles.

- Comprehensive Insurance

- Comprehensive insurance provides a broader level of protection, including:

- Accidents, even if it's your fault

- Theft or full loss of your vehicle

- Natural disasters like floods or sandstorms

Third-party liability

Add-ons such as roadside assistance, car replacement, and personal accident cover on an optional basis

Comprehensive plans are suggested for new vehicles, costly vehicles, and those who prefer the best peace of mind.

Why Shory Is the Best Insurance Company to Buy Car Insurance From

Out of dozens of insurance providers within the UAE, Shory has emerged as a market leader due to one simple reason: it gives power to the customer. Here's why drivers are turning to Shory more than ever this year in 2025.

Instant Quotes in 90 Seconds

With Shory, getting insured doesn't have to be so boring. You can quickly get quotes from a number of trusted insurers in just 90 seconds. Just enter your car details, compare coverage, and buy online — without making a phone call even once.

Fully Digital Experience

The entire process from quote to policy issuance is web-based. No forms, no back-and-forth with agents. You can buy or renew your policy anytime, anywhere, using just your smartphone or laptop.

RTA and TAMM Integration

Once bought, your policy is automatically linked with government portals like RTA (Dubai) and TAMM (Abu Dhabi), enabling instant vehicle registration or renewal.

Verified and Trusted Insurers

Shory only works with licensed, reputable insurance providers. All the quotes you get come with regulatory backing and clear terms and conditions behind them, so you know you're getting honest value.

Why Instant Insurance Matters in the UAE

The UAE's culture is fast-paced, so it needs equally fast digital services. Whether it's last-minute automobile registration or urgent renewal before a flight, drivers typically need insurance now — not tomorrow.

Shory's ability to provide a fully activated policy in mere minutes makes it highly priceless for circumstances where urgency and certainty matter most. Delays mean missed appointments, penalties, or even driving sans coverage — risks that no resident will ever want to take.

To expats who may be unaware of local processes and regulations, Shory's intuitive system also dispenses with the language problem and confusion and makes it easy to comply.

Advantages of Buying Car Insurance on Shory

Following are the reasons why Shory is the best choice to buy car insurance in the UAE:

1. Time-Saving and Convenient

It takes less than 3 minutes to finish the whole process on Shory. You can become insured in no time either you are at home, office, or while traveling.

2. Clear Pricing

All the quotations are laid out with full analyses of premiums, add-ons, exclusions, and benefits. Nothing is unexpected in the form of hidden costs or obscure language.

3. Any Time Access

Shory is available at all times — 24/7, even on holidays and weekends. This also keeps drivers more versatile to renew or buy policies even outside of business hours.

4. Personalization Options

With Shory, you can personalize your policy based on your vehicle, lifestyle, and budget. Choose from an enormous variety of add-ons including:

• Roadside assistance
• Replacement of car
• Off-road protection
• Driver and passenger personal accident cover
• Natural calamity cover

5. Eco-Friendly and Paperless

The platform is paperless and eco-friendly as it eliminates the use of paper and physical visits. Your policy is stored digitally and at your fingertips.

Customer Reviews: Real Voices, Real Trust

Shory's standing is backed up by an amazing 4.9 out of 5 Google rating. Here's what satisfied customers are saying:

"It took me literally 3 minutes to get my car insurance done. And I renewed my vehicle right away — no delays. Amazing."

— Juhaina Al Hammadi

"App is very user-friendly and once you choose, your policy is generated and it's linked with the RTA. Handy and trouble-free. Love it and would highly suggest this app to everyone!"

— Chetan Mistry

These testimonials highlight the speed, convenience, and reliability of Shory's service.

How to Buy Car Insurance Online using Shory

Following is a step-by-step guide to insuring your car through Shory:

Go to the Shory Site or App

• Login or go as a guest.
• Enter Your Vehicle Details
• Enter your car's make, model, registration number, and insurance history.
• Compare Live Quotes
• Instantaneously see side-by-side quotes from top UAE insurers.

Personalise Your Plan

Select third-party or comprehensive cover and include optional extras as needed.

• Pay Online Securely
• Pay by card via a fully secure website.
• Instantly receive your policy

Your policy is launched and linked to RTA or TAMM, so you register or renew immediately.

Conclusion

Buying car insurance in the UAE doesn't have to be painful — and with Shory, it's not. First-time car owner or seasoned driver, being able to compare, customize, and start your policy in minutes is revolutionary.

Shory is distinctive not only in its technology, but in its understanding of what UAE citizens actually require: speed, convenience, transparency, and trust.

From quick quotes to straight-up integration with government sites, Shory redefines what it looks like to buy insurance in today's mobile-first world. And with thousands of satisfied customers and a near-perfect rating, it's pretty clear that Shory is — without a shadow of a doubt — the best company to buy car insurance in the UAE in 2025.