Best Car Insurance Providers in the UAE: 2025 Edition

But with so many providers available, choosing the right car insurance can feel overwhelming. That’s why we’ve curated this guide to the best car insurance providers in the UAE for 2025, along with a smart way to compare and find your ideal policy in minutes.

Why the Right Provider Makes a Difference

The UAE roads are among the most modern in the world, but this does not make them incident-proof. Whether you are driving down Sheikh Zayed Road in Dubai or Abu Dhabi's Corniche, the right insurance provider can make all the difference in how quickly you recover from an incident.

Your insurer determines not only the cost of your premiums but also how efficiently your claims are processed, the coverage scope, and the quality of customer service. That’s why understanding who stands out in the 2025 insurance landscape is crucial.

The Smartest Way to Compare: Shory

Before diving into the best providers, let's talk about where to find them. Shory is the UAE's leading online insurance comparison platform, allowing drivers to:

Compare quotes from top insurers in real-time

Buy or renew policies in minutes

Customize add-ons and extras

Have 24/7 customer support

Shory simplifies the process and ensures value for money with no hidden terms. If you are short of time or simply require the best quote in a hurry, this is your perfect tool.

Top Car Insurance Companies in the UAE – 2025 Edition

1. Shory

As one of the leading insurtech platforms in the UAE, Shory offers a seamless digital experience, providing instant quotes and policy comparisons from top insurers. With its fast, paperless process and 24/7 accessibility, Shory is ideal for tech-savvy drivers who want convenience, transparency, and choice—all in one place.

2. ADNTC (Abu Dhabi National Takaful Company)

If digital-first insurance is your preference, ADNTC is the name to trust. They’ve earned a strong reputation for smooth digital onboarding, fast claims processing, and transparent policies. Their Takaful-based model also appeals to drivers seeking ethical coverage.

3. Adamjee Insurance

A household name across the region, Adamjee is famous for its no-nonsense, sturdy cover. A UAE market veteran, they're particularly good for third-party liability and simple comprehensive policies — ideal for responsible drivers.

4. Al Ain Ahlia Insurance

Bargain hunters go for Al Ain Ahlia for its comprehensive motor insurance at affordable premiums. Cost-conscious clients who don't want to compromise on cover adore them.

5. Al Sagr Insurance

Expatriates owning multiple vehicles or individuals with high-value cars will be most interested in the products of Al Sagr. Their multi-car discounts and protection plans for high-value vehicles are well-known in 2025.

6. Al Wathba National Insurance

For people who want everything under one roof, Al Wathba's comprehensive motor insurance covers everything from agency repairs to roadside assistance. It's one of the most comprehensive packages in the market.

7. Dubai Insurance Company

Convenience is the name of the game with Dubai Insurance. They offer easy app-based management and renewals and are perfect for busy professionals who want to do everything online — from claims to policy documents.

8. Insurance House

Families and daily drivers like Insurance House for no-nonsense coverage at affordable rates. It gets the balance between protection and affordability just right, especially for owners of regular sedans and SUVs.

8. Methaq Takaful Insurance

Seeking Sharia-compliant insurance with community-oriented service? Methaq provides personalized service and solid regional values, earning it a favorite among UAE nationals and those wanting ethical coverage.

10 National General Insurance (NGI)

NGI is known for quick claims processing and attentive support teams. From minor fender benders to serious accidents, NGI makes the recovery process stress-free.

11. Orient Insurance Company

Backed by the Al-Futtaim Group, Orient brings global standards to local coverage. Their policies are perfect for upmarket customers who value international-level service, quality assurance, and long-term reliability.

12. Orient Takaful

Blending the tradition of Orient Insurance with the principles of Islamic insurance, Orient Takaful offers a great combination of moral cover and corporate strength, ideal for ethically conscious drivers.

13. SALAMA – Islamic Arab Insurance Company

SALAMA has been a pioneer in the Takaful industry for many years, and its customized car insurance packages are ideal for those who like to have ethical and flexible coverage plans.

14. United Fidelity Insurance Company

United Fidelity's flexibility sets it apart. Customized policies for UAE nationals and expatriates make them ideal for anybody looking for dependable and flexible motor insurance coverage.

15. Watania Takaful

Watania provides solid, no-frills insurance for those seeking faith-based cover with a strong emphasis on community values. Their premiums are reasonable and offer fair claim support.

16. YAS Takaful

A relatively recent addition to the UAE insurance scene, YAS Takaful is quickly building a name for itself with its tech-savvy, tailored cover. With an easy-to-use digital platform and options to customize, it's a hit with younger, modern drivers.

Key Considerations When Choosing a Provider

When selecting the insurer that's right for you, keep the following in mind:

Agency vs. Garage Repairs: Would you prefer to get the car repaired at the manufacturer's service center or a partner garage?

Roadside Assistance: Is emergency towing, battery boost, or flat tire service available?

Replacement Car: Some policies offer a replacement car while yours is being repaired.

Customer Service: Check reviews on response time and claims settlement.

Digital Access: If you prefer mobile-first insurance, insurers like Dubai Insurance or YAS Takaful might be your cup of tea.

Conclusion: Insure Your Vehicle with Assurance in 2025

Choosing the best car insurance company in the UAE is easier than ever, thanks to a competitive market as well as comparison services like Shory, which enable you to compare quotes instantly and select the plan that works best for you. Whether you value price, faith-based coverage, luxury support, or digital convenience, there is a provider that is right for you in 2025.

Stay safe, stay covered — and drive smarter with the right coverage on the road.