13 Facts you may not be aware of the Overseas Visitor Health Insurance

With the advance of the booming technology, the world has become a global village, and people travel to different parts of the world like never before. Overseas Visitors insurance has become mandatory in such a scenario. Overseas Visitors Insurance covers all of a tourist's main concerns when it comes to protecting them for the unexpected.

One may think that they are going to enjoy and stay for a few days in an unknown country where it may not be needed. However, many scenarios prove this theory very risky because one cannot predict the future. In many occasions, especially when someone travels overseas, it takes time for the visitors to get accustomed to the weather, food culture, travel culture etc. More to this, what if someone meets with an accident? So, it is always important to cover yourself during the whole period. In this blog, we will be highlighting a few points about an Overseas Visitor Health Cover (OVHC) that you may not be aware of.

1. OVHC is compulsory if someone is visiting Australia on 457, 485 or any temporary working visa.
2. Overseas Visitors Plans will render your emergency care coverage for sudden illness, injury or accidents while travelling.
3. The medical provision for OVHC provides coverage to general practitioners and specialist appointments at any private hospital in Australia.
4. While travelling, if someone requires seeking admission in the hospital unexpectedly, overseas health insurance can bear the cost.
5. Some insurers provide a 100 per cent cost for the ambulance to the covered person and others only pay for emergency ambulance cost. There are some providers who do not cover this cost at all. It is worth noting before choosing a provider to get the full coverage on the ambulance.
6. You can receive Pharmacy incentives of up to $300 as an annual cap of an Overseas Visitors insurance plan. But, remember, this amount of benefit can vary depending on the package which you select.
7. If you get seriously ill while travelling, you can get repatriation cover, which is the coverage of the cost of travelling back to your home country.
8. Health insurance does not cover baggage and other personal belongings that are lost while travelling. Replacement charges, cancellations of flights, delays etc. are not covered by Overseas Health Insurance. However, they are covered by Overseas Travel Insurance.
9. Natural calamity is beyond someone's control, and it doesn't come by saying. In such a situation, the policyholder will also be taken care of as this form of insurance covers the cost of lodging, food and transport due to natural calamities.
10. If you need to abruptly cancel your trip because of unforeseen circumstances beyond your control, the insurance can reimburse your flights and hotel costs. Because of a lot of unexpected situations, trips are always cancelled. The cost of travel and lodging will be compensated if you have overseas health insurance plan.
11. Loss of travel documents such as a passport is a common concern many travellers face. Overseas Travel Insurance will cover the expense of replacing these types of documents, but an Overseas Health Insurance does not cover the same, and it only deals on health-related issues.
12. In most of the emergencies that are described above, the maximum of the insurance provider promised to assist you 24*7.
13. Bupa's health insurance policies with optional covers promise to return you 50 per cent to every approved provider for most general dental, medical, physiotherapy, and natural therapies up to the insurer's annual cap. The exclusive platinum members of BUPA OVHC give you the right to free daily dental check-ups, and more.

If you are looking to buy the best OVHC for Australia, you should visit getmypolicy.online. The leading service providers are listed under this platform. You have to select start, end date and the type of visa. You can get a wide range of OVHC quotes which will help you to quickly compare and buy the most suitable plan for you and your family. Never comprise to safeguard your health, especially when you are on an international tour.