Understanding the Role of Wealth Management

Whether it’s managing a small investment or overseeing a full financial portfolio, wealth management has become a valuable resource for individuals aiming to reach their financial goals and secure their future.

Many who turn to wealth management view it as a way to take greater control of their finances. It offers structure, strategy, and expertise—especially for those who want more than just basic investment support.

Tailored to Individual Needs

After more than 20 years in the industry, one truth is clear to Moize Goulamhoussen – Designed Wealth Management’s Senior Portfolio Manager and Wealth Advisor: wealth management is shaped by the client’s personal needs and ambitions. These can vary widely. Some individuals seek to plan for retirement, others want to better organize their wealth, and many aim to grow their assets over time. There is no one-size-fits-all approach—each plan is guided by what the client values most.

When to Consider Wealth Management

Wealth management typically covers areas such as investment planning, tax strategy, and overall financial organization. While anyone can benefit from these services, they often become more relevant as a person’s assets grow.

There’s no fixed rule for when to seek out a wealth manager. It often comes down to your financial goals, your current circumstances, and how comfortable you are making financial decisions on your own. Some individuals have a strong understanding of their goals and the confidence to manage their finances independently. Others look for expert advice to help them make informed, strategic decisions. For those individuals, working with a wealth manager—either occasionally or regularly—can provide peace of mind and clarity.

Why Expert Guidance Matters

Many people aren’t fully aware of the range of financial tools and services available to them. This lack of knowledge, combined with emotionally driven decision-making, can lead to choices that don’t support long-term goals.

That’s where wealth management makes a difference. It brings objectivity and professional insight to the table, helping clients make well-considered decisions. Whether it’s avoiding common pitfalls or finding the best path forward, a trusted advisor can be a valuable partner in building a secure financial future.

Meet Moize Goulamhoussen

Moize Goulamhoussen is a Senior Portfolio Manager and Wealth Advisor at Designed Wealth Management, Toronto, and has vast experience and expertise in the finance sector, having worked within this industry for more than 20 years.

Previously, Mr. Goulamhoussen held the position of Portfolio Manager and Wealth Advisor at RBC Dominion Securities, Toronto, where he provided full investment management services for high-net-worth and ultra-high-net-worth families, family offices and corporate clients with a focus on discretionary investment management.

Mr. Goulamhoussen served as Vice President and Portfolio Manager at BMO Nesbitt Burns, Toronto from October 2016, a position for which he was headhunted. During his time in post, he achieved a client retention rate of 85%, which was much higher than the industry average at the time of 70%. Mr. Goulamhoussen was responsible, among other things, for actively monitoring models and screens of his own creation, which cascaded into client portfolios; performing micro and macro analyses on sectors, companies, and countries; and collaborating with internal specialists to advise on risk management, private banking, charitable giving, and tax planning.

From February 2011, Mr. Goulamhoussen was employed by RBC Dominion Securities, Toronto, initially as an Investment Advisor, before becoming an Associate Portfolio Manager in July 2013. In July 2015 he accepted the position of Portfolio Manager and Wealth Advisor. During his time with RBC, he advised institutional and corporate clients, family offices, high-net-worth families and ultra-high-net-worth families and was responsible for quarterbacking and executing relevant strategies where appropriate.

In his leisure time, Mr. Goulamhoussen loves to spend time with his family, cook, and travel – something he has done extensively. He also enjoys listening to jazz and lounge music. Mr. Goulamhoussen holds a bachelor’s degree in economics and political science from McGill University, Montreal (awarded in 2003), and is licensed as a Portfolio Manager by the Canadian Investment Regulatory Organization (CIRO). He is also options licensed by the same body. Mr. Goulamhoussen is a citizen of both France and Canada.