personal finance

The ABCs of personal finance and investing; how to invest wisely and grow your wealth.

Why Budgeting Is Important for You and Your Family
Why is setting a budget for yourself important? Let's face it, we all wish we could buy everything that we desire. However, that's just not the case with many people. Money doesn't grow on trees after all, and it doesn't hurt to be a little frugal in the process. Setting a budget for yourself can actually be more rewarding than you realize. It can be a challenge for some, especially if your spending is out of control. It pays to have a budget, as not only is it important, but it can change your life around.
By Kevin7 years ago in Trader
4 Tips to Get Your Finances Under Control
We all stress about money, but many of us just stress and don’t do much about it. It doesn’t take a lot to organize your finances and start saving for important purchases such as a house or for retirement.
By Mariela Corella7 years ago in Trader
Becoming Enlightened
One thing that schools actually do teach about money is financial documents. The tough thing is that typically it's only taught in college level classes that focus on business management or accounting.
By Isaiah Goodman7 years ago in Trader
Life Settlements – Understanding the Risks and the Benefits
Essentially, a life settlement is the selling of an unwanted and ineffective life insurance policy. Holders of the policy may settle for a certain cash amount and use that money to fund other areas in their life.
By Tobias Gillot7 years ago in Trader
5 Money Skills That Will Set You up for Early Retirement
Early retirement is the dream of most people. Unfortunately, for many of us, it feels like an elusive dream. In fact, only 18 percent of Americans are able to retire early.
By Jim Hughes7 years ago in Trader
3 Money Myths You’ve Been Told Your Whole Life
Money is the Voldemort of the adult world. People do not want you to discuss it, it’s rude to ask questions about it, and it’s not taught well in school. By making money a taboo topic, misinformation is spread rapidly. I was told these three money myths growing up, and I’m sure others were too and genuinely believed them. Money is a tool and people shouldn’t be afraid to ask questions and take risks. However, understanding the fundamentals is a key part in the process of comprehending your finances.
By RJ7 years ago in Trader
Budgeting Made Simple
Regardless if you are an all-time CEO making seven figures or a broke college student working random hours to get some minimum-wage cash, it is crucial to have a budgeting plan!"Budget your money and save," has probably been engraved in you by teachers and parents, but do you actually know what that means?
By Karly Lamm7 years ago in Trader
Earning and Saving Money
Making money isn’t easy, and neither is saving it. But you’ll need to do both if you’re going to provide for yourself and your loved ones, get the most out of the things that you enjoy, and save up for a comfortable retirement.
By Carlos Fox7 years ago in Trader
Financially Unstable
Like most people, I am not exactly financially stable. I am, but I'm living paycheck to paycheck, while putting a little bit in savings. I'm proud of this though. I've come a long way.
By Michelle Schultz7 years ago in Trader
The 5 Smartest Tax Incentives You Can Use Now
Many people think that tax credits and strategies are mainly for the rich. The truth is, nearly everyone can take advantage of the deductions offered, in order to substantially lower your taxes. Many people don't realize how much they're missing out on, so it's important to look into all the possibilities.
By Kevin Gardner7 years ago in Trader
Getting the Most from Your Finances
Finances are something that people struggle with on a regular basis. They struggle to get ahead just the least little bit, and it seems that nothing will ever work for them to avoid many of the pitfalls that strike people all the time. Having a little knowledge in the beginning, can help to ensure that you can make some seriously good decisions that will benefit you, and give you the power to take over your finances. Having this power will give you a sense that you are the master of your own universe when it comes to finances and you. The following will help to make sure that you are getting the most out of your finances, and will allow you to have a little financial freedom.
By Kevin Gardner7 years ago in Trader
Becoming Aware
How many people have you seen online talking about money? Five, 10, 100? There are so many different people that have talked about money in the last 15 to 20 years, but these are few big ones I typically hear about:
By Isaiah Goodman7 years ago in Trader