personal finance

The ABCs of personal finance and investing; how to invest wisely and grow your wealth.

Making Money Goals
This is what I want you to do. Save up $1,000 as an emergency fund. Once you have it, do not touch it and put it into a savings account with your bank. Earning at least a little interest on your money. Pay off your debt, tackle it from smallest to largest. Once debt free, you want to earn interest on money and supplement your income. To get debt free you want to lower your expenditures and maximize earnings. To do this work seven days a week if that's what it takes. I currently work at a pizza place and a sub shop. I do surveys when I'm at home and I earn $700 to $2000 per year off of this method alone. You too can follow the link in this text for the top cash paying survey sites. I've researched them for a long time to find them and it will save you a lot of time looking for them.
By Marcus Azaria7 years ago in Trader
What's a Robo-Advisor?
Financial planning can be one of the most difficult strategies to perfect in our lives. Every day, people spend thousands of dollars on financial advisers and planners to ensure that their money is invested in a safe place. However, in today’s modern age, there is now online software that can handle all of this for you, and for a low cost.
By Patty Ramsen7 years ago in Trader
A Comfy Retirement Is a Luxury Denied to Many…
A time will come when you’re ready to give a big middle finger to the monotony of everyday employment and wade peacefully in the waters of uninterrupted retreat, travel, family, hobbies, or just infinite boredom and nudeness. Well if you haven’t yet thought about how you’re going to fund those 25 to 30, “I’m going to do what the hell I want” years, you’re bound to die working. That is, unless you think you’ll be able to live on the projected social security retirement benefits that will fall right around $1,300 a month. This amount could be even less if you choose to start receiving your social security at the earliest age of 62, which is only a 75 percent payout. You’d have to wait four years longer at the age of 66 to receive 100 percent of what you’re entitled to. Who the hell wants to work all their life just to struggle once they step into their golden years? We’d be idiots to concentrate and rely on this one resource of retirement funding. Let’s not put all of our eggs into a single government basket—we must invest in ourselves!
By Harris Cartel7 years ago in Trader
10 Reasons Why Savings Are an Investment
When most people think of the term "investment," they tend to think of a handful of different things. They may think about their retirement accounts, like their 401(k) plans or a Roth IRA they have added money to. Others, if they're into shopping, may think of an investment piece, like a Henri Bendel purse.
By Cato Conroy7 years ago in Trader
Making Money From Your Money
With the internet being a way of life nowadays, there are so many options for banking. Being no longer limited to the local banks around you opens up much more possibility for getting the most out of your hard earned cash. After all, who doesn't love making money doing virtually nothing?
By Rachel R7 years ago in Trader
How to Prepare for Retirement Like Dave Ramsey
Over the years, there have been tons of finance gurus who have offered up excellent advice to the average man. There's no shortage of personal finance advice you can read, and no shortage of mavericks, either.
By Skunk Uzeki7 years ago in Trader
How To Make Extra Income
I have touched on that I run a couple of business ventures outside of my full-time job. And there are some very important points to drive home:
By New-Gen Money7 years ago in Trader
Things You Are Most Likely Wasting Your Money On
In order to invest, you will need to have money—at least, in most circumstances. With wages being stagnant while everything increases in price, it's hard to actually amass enough money to invest. That's why it's so important to save money any way you can.
By Ossiana Tepfenhart7 years ago in Trader
10 Facts About Credit Cards You Might Not Know
Ah, the credit card. It’s about as ubiquitous as you can get. Slightly over half of all payment transactions now happen with a credit card or a debit card—and that number is expected to grow as years pass.
By Ossiana Tepfenhart8 years ago in Trader
10 Simple Ways To Get Out Of Debt
Unless you're related to a billionaire family, chances are that you will eventually get into debt. It could come from anything—an accident, a decision to go to college, the choice to buy a house, medical issues... We've all been there.
By Ossiana Tepfenhart8 years ago in Trader
How To Negotiate Stock Options Offers at a New Job
Nothing is quite as thrilling as getting a new job offer. It's a time when you feel like anything is possible. Maybe you'll be their rising star! Maybe you'll get promoted! Who knows? Maybe you'll finally find a group of friends in your industry and get the amazing life you've always wanted intact.
By Iggy Paulsen8 years ago in Trader
10 Biggest Mistakes People Make After Retirement
If you have ever gone to college, you've probably seen the following scenario play out more than once: A kid was heavily monitored by parents, never allowed to do anything fun. The kid goes to college, parents release the reins and let the kid succeed with minimal intervention. Once the kid goes on campus, he goes nuts and starts drinking, smoking, and screwing everything in sight. Within three years, the kiddo becomes a burnout and works at McDonald's.
By Cato Conroy8 years ago in Trader