personal finance

The ABCs of personal finance and investing; how to invest wisely and grow your wealth.

How to Develop Financial and Self-Control in 10 Easy Steps
A problem exists if you are the type of person who feels the need to purchase something wherever you go. Have you ever wondered why supermarkets strategically place items such as chocolate, sweets, and beverages near the checkout line? They’re there so that you can look at them and possibly be tempted to buy something before you leave! It’s the same as paying for a Netflix subscription solely because you binge watch a single episode of a show. All of these so-called “minor details” add up to a significant sum of money.
By Andeut4 years ago in Trader
The 4 Rules Of Personal Finance
Financial education refers to the set of skills and knowledge that enables a person to make informed and effective financial decisions with all of their assets.
By Andeut4 years ago in Trader
12 Money Goals You Must Achieve Before the Age of 40. Top Story - May 2022.
You could be travelling the world, living on an exotic island with the sun beaming and the beer flowing in twenty years, or simply enjoying life at home.
By Andeut4 years ago in Trader
3 THINGS YOU NEED TO KNOW BEFORE INVESTING IN STOCK (Advice from a man who lost it all... twice!)
Yes, you read that correctly, I am a man who has lost every penny to his name, twice, through investing in stocks without the knowledge to do so responsibly. In this article I will endeavor to educate you on necessary information you must have before investing in stocks.
By A. J. Biro4 years ago in Trader
How To Make The Most Of Rewards Credit Cards
Getting a credit card is a crucial decision that you can ever make in your life. Once you are clear about the type of credit card you would like to go for, then the further process becomes easier. If you have happened to choose the credit cards with rewards then you have landed on the right page. In this article, we have covered a few things that you can follow to make the most out of your rewards credit card. Keep reading to kick start your research.
By Kirti Bhargav4 years ago in Trader
Using probability to stack the odds in your favor
Welcome to the latest post in my journey to build financial literacy for young adults and their families. In today’s post, I return to sharing the basics of investing with a focus on leveraging probabilities to maximize investment returns in an uncertain world.
By Sudhir Sahay4 years ago in Trader
10 Best Ways To Build Generational Wealth
Save early and save often to a brokerage account – 401ks and IRA’s are great – but they are taxed as ordinary income at withdrawal and have to be withdrawn within 10 years after death. Real wealth is usually accumulated in the after-tax space. Saving into a brokerage account, reinvesting dividends, building wealth is the greatest single way to build a liquid wealth. Because these assets have a step up in cost basis at death – they can also transfer to the next generation in a very tax-friendly manner.
By Chris Kampitsis4 years ago in Trader
Constantly Broke? You're Not Alone.
Do you find yourself constantly broke? You're making either a decent income but living from paycheck to paycheck. Well, you're not alone.
By Jennifer Thompson4 years ago in Trader
Financial Expenses vs Investments: What’s the Difference?
Have you ever wondered why your money goes away so quickly when you make just your regular purchases? Chances are the answer relies on financial expenses.
By FlexInvest4 years ago in Trader
How Much Do You Need Invested To Retire Off The Dividends?
What is your goal with investing your money? Is it to have a little extra income coming in on the side? Is it to have a safety net in case you lose your job? Or is it perhaps to have your dividend income entirely replace your day job?
By Marcus4 years ago in Trader
What can the person from the middle class do to avoid inflation/recession and what follows
Howdy, The average man is not a great businessman who shovels money back, has political relations, opens factories and factories when the opportunity arises.
By Sebastian Voice4 years ago in Trader
Trends in Wealth Management
Every industry has trends that come and go. This is true even in the financial sector, where new tools, technologies, and innovations can alter how we look at long-term investing. While it isn’t always possible to predict these trends, one can detect the ones most popular at any given time.
By Sumit Selli4 years ago in Trader