Money that makes money

You only have one life and you spend it working most of the time. You enjoy life on the weekends, in just 2 days out of 7 which go by too fast anyway.

You work for money. You're tired, but what can you do? You don't have time to stop and think about something else. You do everything on autopilot. You don't know that you can change the game, you don't know how you can have money that will bring you other money.

Yes, it is possible. You can put your money to work, work for yourself. From tomorrow. How? Investing them. Buying assets and not liabilities. Knowing the rules of the game. That's what you'll find out. Everything you need to know so that your money can produce more money. You gain the most valuable resource you can have in life. Your free time!

And no, the first million is not about extravagances, it's about a big box of popcorn on film on a Thursday afternoon, for example. It's about sangria drunk in Spain any day of the week and that divine pizza in a pub in Naples. It's not about a vacation a year, carefully planned, somewhere all-inclusive, because you can't afford more.

The first is not about expensive clothes, but about clothes where you feel free, without a tight tie and a badge that presses so hard around your neck sometimes. It's about following your dreams and passions . If you could help yours. To have time for you, for your family, for that pizza in Naples. It's about life the way you deserve it: free, good and bad, up or down, all the colors in the world.Given the above statistics, it may not be surprising that only 1 in 5 Romanians understand basic financial concepts. Therefore, it is essential to have financial education programs to help people not only understand financial concepts, but especially to be able to put them into practice. Know what careful planning means, a personal budget organization, a savings plan, an investment plan, smart decisions related to meeting your needs and desires.Personal financial planning is not just an exercise that helps us understand where we are now, how we manage our money right now, what we do well, what we do less well, why it is good to save, but most of all, it is a way. right to learn to set goals, to make the right financial decisions for our dreams .

It is important to start planning financially as soon as possible and to build the right financial behavior that will lead to smart financial choices.

What you need to understand is that financial planning must take into account when you are alive. Your expenses look the same when you are a student or a young person at the beginning of your career and you can still rely on a hot meal at your parents' home and otherwise when you have family and children or when you are preparing for retirement.

Moreover, financial education is not an abstract notion, important only for adults who want to learn how to take care of their money, but it is essential for children as it helps them develop certain skills and abilities that can help them become some financially educated adults and get off to a good start in life.

To summarize, financial education teaches us two important things :

to understand what we spend our money on and

what we can do to manage our personal finances responsibly .

It is not our income that makes us more financially educated or less educated, but the way we choose to spend what we produce. The relationship we have with money and the way we manage it are very personal things, therefore it takes a lot of discipline and determination to manage our money properly.

What financial education can do is give us some principles, some tools that we can apply, but it can't do the job for us. Don't go to a Money School workshop and you're done, you're financially educated. We need to work hard every day to make the right financial decisions.

If we increase our income, it does not necessarily mean that our life will improve, but a poor management of money will make us spend as much as we earn or even more, so it is essential to learn to spend less than we earn, to we plan the monthly budget, be flexible and adjust to save.