Latest Stories
Most recently published stories in Trader.
I Actually Started Budgeting
For the past month, I’ve been obsessing over finances. Not how to make money—but what to do with the money I make. I get a paycheck twice a month doing contracted tutoring through a company. I have students loans I need to pay off and want to come up with a plan on how to get that taken care of so I don’t have to defer it indefinitely (bad move).
By Fully Functioning Female6 years ago in Trader
Join the Revolution: Fee-Free Bank Accounts and Feature/ Benefit Comparison
Banking is a huge part of modern day economics. Banks have a large role and as such, sometimes too much power. I got my first bank account at around age 12 because I was making some money buying and reselling items on Craigslist and thus needed an account for safe-keeping. I thoroughly enjoyed the benefits of having my money so easily accessible in the online world, yet many things about the whole system bothered me. I distinctly remember one situation where I'd run out of money but they still processed an online order AND charged me an overdraft fee. I didn't understand why they couldn't just not let the transaction go through. Even as a kid, I knew that practice was wrong. Today, I understand more about banking and the economy, and still adamantly believe that bank fees are yet another way to make everyday life harder for those surviving on low incomes, and as such should be stopped.
By Brittney Walker6 years ago in Trader
How I'm Budgeting to Pay off My Student Loans
Originally posted to my blog. I just spent the past two hours looking at the student loan debt I owe. It’s a hefty amount—but not as much as most people have to pay. Since I make money on a more consistent basis now (and even started budgeting with each bi-weekly check), I need to start budgeting for paying down my ONLY debt I owe—my student loan debt.
By Fully Functioning Female6 years ago in Trader
Payday Loans: A Guide (and Warning) for First-Timers
Payday loans are very short-term loans that can only go as high as $1000, depending on state legal maximum, and they must be repaid on your next payday, hence the name. To get the loan, you must write a check for the amount borrowed plus a fee. The due date is usually two to four weeks after the loan was made, and the exact due date is agreed upon on the payday loan agreement.
By Marian Woodsen6 years ago in Trader
Money and Happiness
To the majority of the world, money is seen as an objective, something that they will give almost everything they have in order to obtain. Most do so with the belief that having a lot of money will supposedly make their lives happier. However, if we look at money as a means to an end, instead of the other way around, we have to wonder, just how happy will the way we spend our hard-earned money make us? The authors of Happy Money: The Science of Happier Spending, Elizabeth Dunn and Michael Norton, figure out the answer to that question, and compile five ways that we can spend money in order to make ourselves happier and our lives more satisfactory. These past two weeks, I analyzed my spending, and thought about how four of the five pieces of advice: buying experiences, making it a treat, investing in others, and buying time could make me a much happier person; and in the end, I realized that applying these rules to my lifestyle will not only create a happier effect on my life itself, but will also make me more responsible with my money overall.
By Jeniah Clarke6 years ago in Trader
Money Lending Law and Its Different Legal Definition
Money lending is a process that helps people in need but in most of the times the borrowers end up in debt, even though there are several laws and regulations designed and reinforced to protect the borrowers. These rules and regulations are mandatory for the money lenders, traditional banks or other alternative lenders, to follow.
By Eva Vergis6 years ago in Trader
5 Ways to Overcome Bad Credit History as a Young Adult
A bad credit rating can be a curse, especially when you are just starting out. You will not get approved for loans from lenders. It will become extremely hard to get personal loans. You will struggle to take out home loans.
By Martin Bagel-Brown6 years ago in Trader
Becoming Celebrated
Do you want to retire as early as possible? Or do you love what you do and plan to continue working forever? Either goal is great! But whichever you aim for, there are several considerations you will want to be aware of so you can prepare for your best future.
By Isaiah Goodman6 years ago in Trader
