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The Science of Wealth:

Stop Chasing Money, Start Solving Problems

By THiNKPublished about a year ago 5 min read

Imagine a single circle representing $1 million. Now, picture ten of these circles – that’s $10 million. Stack a hundred of them together, and you have $100 million. Now, imagine $1 billion. Jeff Bezos, the founder of Amazon, has a net worth 117 times that. And then there’s you.

You’re probably working a job you got with your degree, struggling with high living expenses and feeling underpaid. Perhaps you have some credit card debt or a student loan hanging over your head. Wealth and financial freedom feel like distant dreams, reserved for millionaires and billionaires who seem to have lucked into their fortunes.

“How did they do it?” you ask yourself. Maybe they were born into wealth, maybe they cheated their way to the top, or maybe they’re just extraordinarily lucky. Meanwhile, you feel stuck, wondering if you’ll ever pay off your mortgage, buy your dream car, or travel the world. It all seems so far out of reach.

It’s easy to think the system is rigged against you, but what if I told you there’s a formula, a science behind wealth? What if you didn’t have to give up on your dreams?

### Changing the Way You Think About Money

Most of what you think about money has been influenced by your upbringing and environment. If you grew up without much money, you might believe you’ll never have much. Or, maybe you’re driven to make as much as possible to escape your financial situation. Either way, the traditional education system hasn’t done you any favors, leaving you with false beliefs about how wealth is created.

Hollywood often portrays the rich as evil or corrupt, but a Wealth-X report found that 68% of the ultra-wealthy, those with a net worth of $30 million or more, are self-made. That list includes people like Warren Buffett, Howard Schultz, Oprah Winfrey, and Jeff Bezos. These individuals share a common secret: they understand money in a way that most people don’t.

### The Wrong Equation

The standard equation we’ve all been taught is: **Money = Salary Earned from a Job**. We go to school, get a job, and hope it pays enough to live comfortably. But if your goal is to accumulate wealth quickly, this formula will never get you there.

In a typical job, your earnings are tied to the amount of time you work. If you earn $20 an hour and work 40 hours a week, it would take 24 years to make $1 million. That’s before taxes, expenses, and inflation, which means the money will be worth even less by the time you get there.

On this path, you can only hope to be a millionaire at an old age, having lived frugally and traded most of your time for a modest amount of money.

### The Better Equation

So, how do the self-made millionaires and billionaires do it? The truth is, they have a different equation for wealth: **Money = Value You Provide to the Market**. The more value you provide, the more money you can make. It’s not about how hard you work; it’s about the value the market sees in what you do.

For example, football players are paid millions because the market values football. The more demand there is for a sport, the more players at the top of their game will earn. On the other hand, a cleaner may work harder physically, but their work is less valued by the market because it’s easy to replace.

### The Key to Wealth: Solve Problems

The secret to wealth is simple: **solve problems**. If you can solve a problem, money will follow. The bigger the problem, the more money you can make solving it.

Take Jeff Bezos and Amazon. He solved the problem of inconvenient shopping and slow deliveries, providing better prices and faster service. His solution to this billion-dollar problem brought in billions of dollars.

If you’ve been chasing money, you’re doing it wrong. Instead, chase problems and their solutions. Look at the market around you: What do people complain about? What do they wish existed? What frustrates them? Find a problem worth solving, and you’re halfway there.

### Scalability Is Essential

Your solution needs to be scalable. Starting a restaurant, for instance, is limited by your local area. However, franchising or creating an online business can reach a far wider audience.

Let’s say you’re a yoga teacher charging $100 per hour. You’ve just created another job for yourself, limited by the number of hours in a day. But if you create an online yoga course that runs 24/7, you’ve created something scalable, earning money even when you’re not actively working.

### Automate and Outsource

Automation and outsourcing are key. Don’t try to do everything yourself—hire people or use technology to keep your business running smoothly. This allows you to focus on growth and scaling your solution.

### Cashing In

Once your business is successful, you’ll face two choices: continue running it or cash out and sell. Instagram, for example, was sold to Facebook for $1 billion. PayPal was sold to eBay for $1.5 billion, with Elon Musk pocketing $165 million from the deal.

Whether you sell or continue, you’ve succeeded by solving a problem the market wanted fixed. The wealth you’ve earned is a reward for that.

### The End Goal: Freedom, Not Money

But at the end of the day, it’s not about the money. Money is just a tool. What you’re really after is **freedom**—the freedom to do what you want, when you want, without worrying about finances. The real value lies in reclaiming your time, not in the money itself.

Many people are content to work their 9-to-5 jobs and live comfortably, and that’s okay. But if you want financial freedom, stop chasing money and start chasing solutions to problems. That’s the equation to wealth.

### The Real Question: Is It Worth It?

The journey won’t be easy. Many people will fail. But those who succeed will reap the rewards of freedom. The question is: will the struggle be worth it? Only you can answer that.

In the end, it’s not about money. It’s about creating a meaningful life, solving real problems, and gaining the freedom to live on your own terms. That’s the true equation to wealth.

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About the Creator

THiNK

Think - Your go-to destination for exploring captivating mysteries, insightful psychology, intriguing facts, and the latest news. Our mission is to spark curiosity and inspire learning. Join us as we uncover the unknown!

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