How To Activate a Chase Debit Card? Activate Chase Debit Card Through Online or Phone

Why debit cards? In today’s world, people don’t stash cash at their homes or carry a lot of money in their wallets. Instead, they use credit and debit cards connected to their bank accounts to fulfill the needs of money. By simply swiping the card at any outlet of shoes, clothing, or food, your payment can be made directly from your bank account to the shop.

With this ease comes the need to keep a credit or debit card of a reliable bank in your reach within your wallet. So we must essentially decide which bank we would prefer to rely on for our credit and debit cards. For a person living in the United States of America, Chase bank is one of the reliable and most optimal choices.

What is Chase Bank? Chase Manhattan Bank with its head office in Manhattan, New York was formed by a merger in 1955. It later got merged with JP Morgan and Co, in 2001 and Bank One in 2004 to give us the Chase bank we know today. Chase bank has 16000 ATMs and 5100 branches nationwide so it provides a huge net for us to deposit or get our money out of your bank account.

How to Activate Chase bank debit card:

Suppose you order a debit card from chase bank in your name after you have made an account with them. A few days later you receive a debit card in your mail but it is not yet activated. Let us go through the step by step procedure of each method by which this credit card can be activated/turned on after you have received it.

1. Let us dive into the different methods you can choose from while activating your card.
2. Activating your Chase bank card online using their online banking website portal
3. Activating the debit card by calling the 24/7 customer care offered by the bank
4. Using your Bank’s Mobile Application
5. Visiting your nearest Chase bank ATM to active your debit card.

Method 1: Activating your debit card online:

Since chase bank is a bank that has always moved along with the times so it also offers internet banking services. As such you can also use their internet banking portal to activate your debit card once you have acquired it.

First of all, you will need to login to their website online with the username and password provided to you by the company.

After logging in you need to select the required service that is Debit card activation. The portal also offers other services including but not limited to reporting stolen Debit and Credit cards etc.

After this, you will be redirected to a webpage that will need you to enter the 16 digit credit card number and verify your identity through several questions and tests.

Once you are done with verifying your identity the portal will lead you to a new page where you will be asked to make a new 4 digit pin code for it.

Method 2: activating using customer service representatives:

Chase bank has a customer service representative’s team that is active 24 hours a day, seven days a week for helping out the users. They have a different service for card activation numbers. 800 821 2333 and 800 935 9935 are those numbers. You need to call on those numbers and they will ask for your 16 digit debit card number and the last 4 digits of your social security number, upon providing that you will be asked for your full name, mother's name, etc. to verify your identity further. Once all is done, your debit card will be activated and ready to use in due time.

Method 3: Using the Mobile App:

You could always go to the handy dandy mobile application service provided to you by your banking company to activate your debit card. Just download and install their mobile app on your smartphone, and check for the required section. Then through the card activation portal, just put in the required information and your debit card will be activated in no time.

Method 4: visiting your nearest ATM machine:

Another method to activate your company given debit card would be to locate and go to your nearest ATM machine. There you will be provided the steps by the ATM machine once you put in your debit card. You must follow through with these steps to get your debit card activated without any hassle and with ease.

Method 5: Getting your card activated in person:

Every customer is important to service and so, Chase also provides you with the opportunity to activate your debit card in person by visiting one of their branches and meeting a bank official, the bank official will take the required information and activate the credit or debit card for you.

What do you do next? Once the activation procedure is complete there remains just one more step to freedom of use, which is that you must go to your nearest ATM to withdraw an amount of money from it or maybe go to a grocery store or any other retail chain and buy something. The card will come into activity once you enter the pin on your first purchase.

[Video] How to activate chase debit card online or through Phone?

Advantage of Having a Chase bank account and debit card:

• They have great technological ease compared to other companies
• They provide a lot of good offers be it direct deposit or other things.
• There are a lot of options that are free of charge which usually cost money. So it’s a good deal.
• The minimum for opening a chase account does not exist so it makes it special. You only need to have a minimum of $0 to keep the account open.
• They provide special fraud security so you can trust that your money is safe.

Drawbacks:

• The interest rates in chase bank accounts are very low compared to other services out there so it’s not the place to go if you are looking for low-interest rates.
• Even though chase bank is a national banking chain but its ATMs are not available everywhere so you must be sure to check your locality before opting for it.
• If you want to avail of free services you will have to pass through certain requirements while most other banks provide these free services without such hoops.
• The mobile deposit limits are low for a basic account. i.e. 2000$ in one day and 5000$ over a month.

Final Thoughts:

If you are new to this whole system of debit and credit cards that is replacing cash, then chase bank is definitely a safe choice for you as it provides safe and time tested services to its customers. But you must check for all its terms and conditions and services and see if they fit your needs before you go further with your decision. If you do decide on chase, this article will serve as a helpful reference when you receive your debit card and need to activate it for use in the market. I’m sure you will find it easy to use and a delightful experience indeed.

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