Green Card and new rules in 2025. What do you need to know?

On January 1, 2025, important changes came into force in Ukraine regarding the international insurance “Green Card”, which is mandatory for drivers planning to travel abroad in their own vehicles.

Key innovations:

The beginning of the policy: From now on, the Green Card will be valid only from 00:00 hours of the day following its issuance. This means that drivers need to plan the purchase of the insurance policy in advance, as the issuance on the day of departure will no longer ensure the immediate validity of the policy.

Free pricing: Insurance companies have been granted the right to set their own Green Card tariffs. This creates competition in the market and allows drivers to choose the most favorable offers.

Electronic format: From now on, the Green Card certificate can be presented in electronic form, which simplifies the process of checking at the border and makes the use of the policy more convenient for drivers.

These changes are aimed at increasing the transparency and efficiency of the international insurance system, as well as providing more convenience for Ukrainian drivers when traveling abroad.

How it will affect drivers:

Travel planning: Drivers should apply for a Green Card policy in advance, as it becomes effective only the day after the date of issue. Failure to have a valid certificate may result in refusal to cross the border. Choosing an insurance company: Thanks to free pricing, drivers can compare offers from different insurance companies and choose the most favorable conditions for themselves.

Electronic format: The ability to store the policy in electronic form simplifies the process of checking the availability of insurance when traveling abroad.

How to apply for a Green Card:

To apply for a policy, you need:

Documents

Vehicle registration certificate.

Passport or ID card of the vehicle owner.

Identification code (TIN).

Procedure of registration:

Contact the insurance company or use online services to apply for a policy.

Provide the necessary data and pay the cost of the policy.

Receive an electronic certificate, which will be valid from the next day after registration.

The cost of the Green Card policy:

From 2025, the cost of the policy is determined by insurance companies independently. The cost may depend on various factors, such as the type of vehicle, the term of the policy, and other risk assessment criteria.

“The Green Card is an international certificate of compulsory motor third-party liability insurance that allows drivers to travel through the member countries of the system without the need to take out additional policies in each of them.

How to get a Green Card in Poland:Online registration: Most insurance companies offer the possibility of applying for a Green Card online. To do this, you need to fill out an online form on the insurer's website, providing the necessary information about the vehicle and the duration of the trip. Once completed, the policy will be sent to the specified email address.

Registration through banks: Some banks, such as PrivatBank, also offer a Green Card service for their customers. You can apply through a mobile application or web banking.

Registration at the border: If you are already in Poland, you can buy a Green Card directly at the border. This can be done at border crossing points, insurance agents or through a hotline. However, this method may be more expensive and take longer.

The cost of the Green Card:

The price of the policy depends on several factors:

Duration: The cost may vary depending on the duration of the trip. For example, a 15-day policy can cost about UAH 1099, a 1-month policy - UAH 1899, and a 1-year policy - UAH 12600.

Type of vehicle: The cost may vary depending on whether your vehicle is a car, motorcycle, or other type of vehicle.

Countries of visit: Some countries may have higher insurance costs due to increased risk or other factors.

Recommendations:

Comparison of offers: Before taking out a policy, it is recommended to compare offers from different insurance companies to choose the most favorable option.

Apply in advance: Apply for a Green Card in advance to avoid delays at the border and ensure a smooth crossing.

Check the documents: Make sure that all the data in the policy is correct and keep an electronic or paper copy in case of inspection.

Following these recommendations will help ensure a safe and comfortable trip abroad.

Conclusion:

The changes in the legislation on the Green Card are aimed at simplifying the insurance process and making it more accessible to drivers. Drivers are advised to plan in advance before traveling abroad and compare offers from different insurance companies to choose the most favorable conditions.