5 Things You Should Do When You Are 20-30 Years Old, Not Postpone Them Until Retirement

Many of us dream of that fruitful time in our lives when we have money, time, and energy to deal with all the things we have been postponing for years.

Instead of always waiting for the right time to come, maybe we should start doing the things we've always wanted to do.

Forbes magazine has made a list of things and experiences that we should do in our youth, not postpone them until retirement. And many of them can not only be put into practice now, but they have the ability to enrich your life:

Travel the world

Traveling is easier when you are young and probably cheaper since studies show that the price trend for airfare, accommodation or cruises will go up.

In addition, the younger you are, the more open you are to trying new experiences, to stay in authentic, cheaper places, and to go far and wide through the cities you reach, out of the desire to see how much more.

"Young people have no problem sleeping in uncomfortable positions on the plane, running from one airport terminal to another, skipping meals or adjusting their schedule to what they want to see or do in one place," he says. Julie Sturgeon, founder of Curing Cold Feet Travel.

The reason why many choose to postpone travel is often financial. According to a Bank of America survey, only 1 in 6 young people between the ages of 23 and 37 have savings set aside.

Therefore, if you are among those who have a stable income, but fail to save from one month to the next, a solution to consider, which will allow you to travel anywhere in the world, is such credit for personal needs. , with fixed rates and zero commission.

As you can see, you can calculate exactly the rates, depending on the money you need, so that you know how to organize your monthly budget from the very beginning.

Living on a smaller budget

Prioritizing your expenses, organizing your monthly budget efficiently, and reducing costs, where possible, are measures that anyone should put into practice.

Not only will learning about such financial behavior make you more responsible for how you spend your money, but it can also help you realize some of the mistakes you make.

Start by putting all your daily expenses on paper for a month. Then, look at the expenses that can be reduced or eliminated, without your lifestyle suffering much.

For example, if you are in the habit of always drinking your coffee in the city, calculate how much you would save if you performed a ritual to prepare and enjoy it at home. Or maybe you're spending too much money on food at work or on a taxi. Keeping track of your monthly budget is a gesture that shows financial intelligence and will help you in the long run.

Start doing sports

Even an exercise program of only 30 minutes a day has proven effects on your health because it reduces the risk of cardiovascular disease, diabetes, hypertension, or the risk of cancer.

In addition, sports help you maintain your energy and tone in the long run, so that you do not have problems in 10 or 20 years. Find a sport that you enjoy and take the time to get your blood moving if not daily, at least 3-4 times a week.

Set goals

The goals you set should not necessarily be those that will radically change your life or that may not change. But it can be very helpful to make a list of the things you would like to learn or improve, whether we are talking about personal or professional life.

Discover new hobbies

When you have a hobby, you rarely get bored. But few are actively involved in discovering new passions and cultivating them so that they can get to know themselves better. Knowing very well what things you enjoy doing can be very helpful in the future.

Maybe you decide to turn your hobby into a business or maybe you will discover new places to carry out your favorite activities. For example, those who are passionate about extreme sports are always looking for unique places to practice them.

Keep in mind that we all have things that we sometimes postpone or that we do not dare to do. But prioritizing them can make you feel like you, live, and not just run from work at home and vice versa, without having a concrete goal or without knowing exactly what you want out of life.