Why is my OnlyFans Transaction Denied by the Bank?

OnlyFans, a website adored by many, is a known site that was created in 2016 where content creators and models alike can create exclusive content, in exchange for a subscription-based pay-out. With over 30 million registered users.

OnlyFans is rapidly growing in popularity as more and more people are joining every day. With so many accounts being created, the interface is bound to experience some technical problems at some point due to a system overload.. but, in a platform that makes use of a system where to view content from your favorite creators you are required to pay, what happens when the problem isn't because of technical difficulties, but from you? Now don't panic, as if you just continue to read a little further all your prayers will be answered and you can go back to enjoying the full OnlyFans experience.

How OnlyFans transactions work

But of course, to view such exclusive content you'll need to link a form of payment to your account. But how exactly does that work? If you've logged onto your account and found the page where you can add a payment, you'll be greeted with the option to add your credit card in order to subscribe to Onlyfans creators. Also read: The Onlyfans subscription is recurring.

If you do not have an account set up already, don’t you worry! It’s a simple process. You can sign up with either Twitter or with your email directly. Simply add a password, create a username in the ‘name’ field and you’re done. Following the setup previously mentioned, you should be good to go! However, at this time, the only form of payment OnlyFans is accepting currently is through a credit card withdrawal. The funds will be taken directly out of your account and that's it! A simple and buttery smooth process.

Also read:

Can I pay through Paypal in Onlyfans?

Why is my transaction being denied?

Sorry to those who have any of the following, but OnlyFans does not currently accept funds from Paypal, a debit card, gift cards, or anything that does not have a 3D secure authentication.

However, those who have credit cards from companies like Visa, Mastercard, American Express, and so on. Make sure you're using a legit card as well, you can't fool technology! But just in case you're still unable to complete your transaction even after owning an approved card, you should take a look below and find out common issues other users face, and how to find a solution. In some cases, you could be facing a problem with your form of payment that is beyond what you’re able to fix, as you’d need to contact an operator to have your card reviewed.

3 common issues you can experience when making a transaction

If you have everything you need to make your payment on the platform and you have made sure you're using a credit card, you should be good to go! However, if you're still having a problem with concluding the transaction then here are the most common problems most users face with their cards:

1. It can be due to a lack of funds on your credit card.
2. Your card reaches its expiration date.
3. Missing or incorrect information associated with your card.

To fix each and every one of the problems stated above, you should either contact your bank about your difficulties first and foremost. That would be the first step to an easy fix as they'd guide you through the process of renewing your card, adding funds, or fixing information.

Lesson learned:

If you ever find yourself wanting to sign up for OnlyFans, you might want to think twice before getting heartbroken. If you don't own a credit card, adding payment is a no-go for you, unfortunately.

You could very well make one and easily solve the issue, but you need to make sure it's a credit card, or else you'll be denied, and end up like our lovely readers. The website is reserved for adults only given the content that is shared on the platform, so if you’re below 18 we’d suggest you wait a few years before you can start streaming using a card. Nonetheless, hopefully, your problem is solved and that you're satisfied with your purchase. If you are, happy spending!

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