Latest Stories
Most recently published stories in Chapters.
Stock market vs. real estate investment
Both have their distinct advantages and challenges, and choosing the right one depends on an individual’s financial goals, risk tolerance, and time horizon. In this comparison, we will explore the key differences between these two investment options, helping you understand their pros and cons.
By Badhan Sen12 months ago in Chapters
Risk tolerance and asset allocation
They play a crucial role in shaping an investor’s portfolio, helping to align it with their financial goals and personal preferences. Understanding both is essential for building a diversified investment strategy that can weather the ups and downs of financial markets.
By Badhan Sen12 months ago in Chapters
Investing Basics
Whether you're saving for retirement, a down payment on a home, or just looking to grow your money over time, understanding the basics of investing is crucial. In this guide, we will break down the essential concepts of investing for beginners, helping you navigate the world of stocks, bonds, mutual funds, and more.
By Badhan Sen12 months ago in Chapters
How to manage finances as a family
Here’s a guide to managing your family’s finances effectively. 1. Create a Family Budget A family budget is the foundation of financial management. It helps track your income and expenses, ensuring that you are living within your means. Here’s how to create a simple family budget:
By Badhan Sen12 months ago in Chapters
Emergency fund vs. investment fund
While both are crucial for financial stability, they serve very different purposes. Understanding the distinction between the two is key to managing your finances effectively and planning for your long-term goals. In this article, we’ll explore the differences, the benefits of each, and how they fit into your overall financial strategy.
By Badhan Sen12 months ago in Chapters
Financial planning for millennials
From student loan debt to rising housing costs, economic uncertainty, and navigating the gig economy, financial planning for millennials requires a strategic approach. However, millennials also have the advantage of time, technological tools, and access to information, which can help them lay the foundation for long-term financial success. Here’s a step-by-step guide for millennials to navigate their financial journey.
By Badhan Sen12 months ago in Chapters
Impact of inflation on personal finances
While inflation is a normal part of an economy, it can significantly impact personal finances, both in the short and long term. Understanding how inflation affects your budget, savings, investments, and debt management is crucial to maintaining financial stability.
By Badhan Sen12 months ago in Chapters
How to set financial goals
With clear goals, it’s easy to lose track of your spending and saving, making it difficult to accomplish what truly matters to you. Whether you’re aiming for short-term objectives like building an emergency fund or long-term aspirations like buying a house or retiring comfortably, a well-defined financial plan is essential. In this guide, we’ll walk you through the steps to set effective financial goals and how to stay on track.
By Badhan Sen12 months ago in Chapters
Creating a financial independence plan
Financial independence means having enough savings, investments, and passive income to cover your living expenses for life. Crafting a financial independence plan requires discipline, strategic investments, and a clear understanding of your financial goals. In this guide, we’ll walk you through the steps to create a comprehensive plan that paves the way to financial freedom.
By Badhan Sen12 months ago in Chapters
