Sudhir Sahay
Bio
Sudhir Sahay is a Sales and Marketing executive and a father of two young men. Sudhir hopes to share his journey building basic financial literacy for his children and providing savings and investing advice to their friends and peers.
Stories (50)
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How to Maximize Your After-tax Returns on Cash with Short-term Treasury Bills
Finally, after 15 years of financial repression in a world of zero interest rates, cash is now able to earn an good return. But, what are safe ways to maximize your interest earnings? Today's post is about Treasury bills and how they can safely maximize after-tax return while still retaining your liquidity.
By Sudhir Sahay3 years ago in Trader
What is Dollar Cost Averaging and How Can It Help You Maximize Investment Returns
Buying low and selling high is how one maximizes investment returns. But how can I consistently buy low when asset prices change all the time? Haven't I been taught that trying to time the market is a fool's errand?
By Sudhir Sahay3 years ago in Trader
How to Prioritize Your Savings
Congratulations: You’ve decided to start saving money. I’ve been repeating this lesson in many of my posts — good financial management maximizes your savings and investment. It’s really heartening to see that you’ve made the decision to start saving money.
By Sudhir Sahay3 years ago in Education
Pay Yourself First Budgeting: Build Automated Savings and Investment Into Your Budget
Saving and investing is a key part of managing one’s finances. Today’s post is about a simple way that will make it easy for you to save and invest the largest amount of money without impacting your quality of life.
By Sudhir Sahay3 years ago in Lifehack
How to Network With LinkedIn and Land the Internship or Job Offer of Your Dream
"It's really hard to get an internship, especially when you're in the first year of college." - My son Internships are a critical part of gaining experience and building one's skills. However, getting an internship is very difficult. Today's article is about using LinkedIn to improve your odds of landing your dream internship. These same tips are also relevant for finding full-time jobs.
By Sudhir Sahay3 years ago in Lifehack
A Simple Formula for Long-term Financial Success (Visualized)
Why don't people put effort into managing their household finances? That's a question I've been thinking a lot about recently. I've asked a number of people that question and the answers I get cluster around "difficult" and "complicated". So I'm writing today's post to dispel one misconception - managing your finances is not that complicated.
By Sudhir Sahay3 years ago in Lifehack
Cancel unused fixed costs
Times are tough: inflation is high and a recession is on the horizon. You want to be financially responsible and ready for the oncoming storms so you need to manage your expenses. But, how do you do that without impacting the quality of your life? Today’s post will give you a simple way to get started: canceling unused fixed costs.
By Sudhir Sahay3 years ago in Lifehack
Debt: what is it?
When managing one’s finances, most financial advisors recommend that one avoid taking on debt or prioritize paying existing debt down as quickly as possible. But, what is debt? I find that a lot of young people I speak with don’t actually understand what debt is. Today’s post is to explain what debt is, provide examples of common types of debt and why a good rule of thumb for managing finances is to minimize or avoid it.
By Sudhir Sahay3 years ago in Lifehack
