Richard Bailey
Bio
I am currently working on expanding my writing topics and exploring different areas and topics of writing. I have a personal history with a very severe form of treatment-resistant major depressive disorder.
Stories (589)
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Complete Roblox Age Assurance: Step-by-Step 2026 Guide
The digital landscape of Roblox has shifted dramatically as we enter 2026. If you have logged in recently, you likely noticed a new prompt blocking your access to chat or certain social features. This is not a glitch. Roblox has officially implemented its Age Assurance mandate, a global initiative designed to create a safer environment for its 300 million monthly active users.
By Richard Bailey11 days ago in Gamers
AI Tools for Dungeon Masters: How Artificial Intelligence Is Revolutionizing D&D Prep
Running a Dungeons & Dragons campaign has always been a labor of love. Worldbuilding, NPC creation, encounter balance, lore consistency, session notes—the list never ends. In recent years, however, AI tools for Dungeon Masters have quietly changed what prep looks like behind the screen.
By Richard Bailey11 days ago in Gamers
How to Build Wealth Slowly: Practical Steps Every Beginner Can Follow
Everyone dreams of financial freedom, yet few people realize it’s not about sudden windfalls or striking it rich overnight. True wealth is built steadily, through consistent effort, smart decisions, and patience. Fast money often disappears just as quickly as it arrives. Slow, deliberate wealth-building, however, creates stability that lasts for generations.
By Richard Bailey14 days ago in Trader
Tracking Time in Dungeons & Dragons: Why It Matters and How to Do It Like a Pro
Time is one of the most underused mechanics in Dungeons & Dragons — and that’s a shame. Many Dungeon Masters are meticulous about hit points, initiative, and treasure, but leave the passage of time vague or undefined. As a result, the game world can feel oddly static, as if it exists only when the players are looking at it.
By Richard Bailey14 days ago in Gamers
Edge AI Explained: Why It’s the Future of Everyday Gadgets
Artificial intelligence has already reshaped the way we live, work, and communicate. From voice assistants to smart cameras, AI is woven into modern life. But until recently, most of this intelligence lived in the cloud. That meant devices had to constantly send data to remote servers, wait for processing, and then receive instructions back.
By Richard Bailey14 days ago in 01
Index Funds vs ETFs: Which Investment Option Is Right for You?
When it comes to building long-term wealth, two of the most popular investment vehicles stand out: index funds and exchange-traded funds (ETFs). At first glance, they may look almost identical. Both provide diversification, both track market benchmarks, and both have relatively low costs compared to actively managed mutual funds. Yet, beneath the surface, they operate differently, and those differences can influence which choice fits your financial strategy best.
By Richard Bailey30 days ago in Trader
Fast-Prep NPC Ideas for Dungeon Masters (No Tables Needed)
Every Dungeon Master knows the moment. The party walks into a random shop you didn’t expect them to visit, or they decide to talk to a background guard instead of the quest giver you spent hours preparing. Suddenly, all eyes are on you.
By Richard Bailey30 days ago in Gamers
AI-Powered Cameras: How Artificial Intelligence Is Transforming Photography in Real Time
Photography has always been shaped by technology. The invention of film, the rise of digital sensors, and the smartphone revolution each changed how we capture the world. Today, we stand at the beginning of another shift: artificial intelligence in cameras.
By Richard Bailey30 days ago in 01
AI and Consumer Electronics: How Artificial Intelligence Is Powering the Next Generation of Devices
Artificial intelligence is not just an abstract concept or a buzzword tossed around by tech companies—it is now the invisible engine behind many of the consumer electronics people use every single day. What once required human judgment, manual control, or dedicated expertise can now be performed automatically by devices that learn, adapt, and respond in real time.
By Richard Baileyabout a month ago in 01
How Compound Interest Works and Why It Can Be Your Greatest Financial Ally
Compound interest is often described as the secret ingredient behind long-term wealth. Some call it the “eighth wonder of the world.” Others simply see it as a math formula. But in truth, compound interest is both — a powerful concept that, when applied over time, can quietly turn small savings into financial independence.
By Richard Baileyabout a month ago in Trader
How to Keep Your D&D Campaign Organized (Without Losing Your Mind)
Running a Dungeons & Dragons campaign is thrilling — but it can also feel like juggling flaming swords while balancing on a kobold’s back. Between NPC names, ongoing quests, player backstories, faction politics, and your own worldbuilding, things get messy fast.
By Richard Baileyabout a month ago in Gamers
Dollar-Cost Averaging Explained: A Beginner’s Guide to Smarter Long-Term Investing
Investing can feel overwhelming, especially when markets swing up and down with little warning. Many new investors hesitate to start because they fear putting money into the market at the “wrong time.” That’s where dollar-cost averaging (DCA) comes in. It’s a strategy designed to reduce emotional decision-making, smooth out risk, and encourage consistent investing over time.
By Richard Baileyabout a month ago in Trader
