Nadine van Lier

Five budgeting tips that have really made a difference:

I have never been very good at budgeting, whatever money I had left at the end of the month would either go towards a new pair of shoes or my savings account. But never both! I always thought budgeting is something for old, boring people but I am in my 30s now and if I ever want to be able to own my own home one day I will have to start acting like an adult.