How to Choosing the Right Health Insurance Plan
Understand the types of health insurance plans
1. Employer-sponsored health insurance plans
If you work for a company, there is a good chance that your employer offers health insurance. These plans are popular because employers often share the cost, making them more affordable. In addition, premiums are usually paid with pre-tax dollars, which means you save on costs. However, employer-sponsored plans also have some disadvantages. If you quit your job, you may lose your coverage. In addition, your doctor and hospital choices may be limited.
