John Rame

Joined May 2023

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5 Unexpected Small Business Expenses You Could Encounter
Starting and running a small business is an exciting venture, offering the promise of independence, creative freedom, and the potential for significant financial reward. However, many aspiring entrepreneurs underestimate the hidden costs that can emerge, often unexpectedly, during their journey. These unanticipated expenses can strain budgets, disrupt operations, and even threaten the survival of a fledgling company, if not handled properly.
By John Rameabout a year ago in FYI
Mergers and Acquisitions During Economic Downturns; Strategic Growth or Risky Gamble?
Economic downturns pose significant challenges for businesses worldwide. As demand falls, profit margins shrink, and uncertainties rise, many companies find it difficult to maintain stability, let alone achieve growth. However, for those with sound financial footing and strategic insight, downturns can also be an opportune time to pursue mergers and acquisitions (M&As) with the help of specialised business lawyers in Sri Lanka. These activities allow companies to expand their market reach, gain competitive advantages, and acquire valuable assets at reduced prices.
By John Rameabout a year ago in FYI
How are interest rates determined in an economy?
Interest rates play a crucial role in the economy, influencing everything from individual savings and borrowings to broader economic growth. From earning the best savings account interest rates in Sri Lanka to USD to LKR conversions when you send money to Sri Lanka, and payments on personal, business and gold loans, interest rates have an impact on all our financial decisions. It is defined as the price of borrowing money, the reward for saving, and a key lever for central banks in managing economic activity.
By John Rameabout a year ago in FYI
What value added services should banks offer their individual and business clients?
In an increasingly competitive financial landscape, banks must differentiate themselves to retain and attract customers. While traditional banking services like savings accounts at the best savings account interest rates in Sri Lanka, loans, business pre-shipment finance, and payment processing remain essential, the demand for value added services has grown significantly.
By John Rameabout a year ago in FYI
What does a loan for business mean
A business loan in Sri Lanka is a financial product that is designed to provide capital for businesses. All types of businesses, from startups, to small businesses and even large enterprises, avail business loans from banks in many different forms, through standard or SME banking in Sri Lanka. They help companies cover various expenses, such as expansions, purchasing equipment, managing cash flow, or even funding new projects.
By John Rameabout a year ago in FYI
The Trials and Tribulations of Hiring a Website Developer
In today's digital age, having a well-designed and functional website is crucial for the success of any business. A website serves as a virtual storefront, allowing customers to explore products and services and engage with a brand. However, building a website is not a task to be taken lightly. It requires expertise in coding, design, and user experience. For many business owners, hiring a developer becomes a daunting challenge filled with trials and tribulations. Let us explore some of the common issues and concerns faced when trying to find the right web development services and how to navigate through them.
By John Rame2 years ago in FYI
Top ten signs that you need a new website.
In today's fast-paced digital world, a website is not just a luxury but a necessity for businesses and organisations of all sizes. It serves as your virtual storefront, representing your brand, products, and services to a vast online audience. A well-designed and functional website can be a powerful tool for attracting customers, generating leads, and establishing credibility. However, as technology advances and user expectations evolve, they can quickly become outdated, ineffective, and even detrimental to your online presence, which is why it is important to have the support of an experienced web development company in Sri Lanka, on your side.
By John Rame2 years ago in FYI
What is a Website Builder?
A website builder is a software application that allows users to create and manage a website without any prior coding knowledge or someone who is experienced in web development services. They typically provide a drag-and-drop interface that makes it easy to add and arrange content, such as text, images, and videos. They also offer a variety of templates and themes that can be customised to create a unique and professional-looking website.
By John Rame2 years ago in FYI
The importance of punctuation in IELTS
Punctuation refers to the use of various symbols or marks in writing to clarify meaning, indicate pauses, and organise the structure of sentences and paragraphs. It plays a crucial role in written communication by providing clarity, coherence, and emphasis, and is an important aspect of the writing component in the IELTS Sri Lanka exam. It helps readers understand the intended tone, emphasis, and structure of a piece of writing.
By John Rame2 years ago in FYI
The Difference Between Formal & Informal English for Letter Writing in IELTS Test
Letter writing is a part of the IELTS Sri Lanka General Training module, which is designed for individuals who are planning to work or study in an English-speaking country. This task assesses your ability to communicate effectively in written English and evaluate your skills in areas such as grammar, vocabulary, and coherence.
By John Rame2 years ago in FYI
All about the IELTS Reading component
IELTS in Sri Lanka stands for the International English Language Testing System, which is a standardised test designed to assess the language proficiency of individuals who wish to study, work, or migrate to English-speaking countries. It is recognised and accepted by numerous educational institutions, employers, and immigration authorities worldwide, and there are many institutes that carry out preparatory IELTS classes for students hoping to migrate or study overseas.
By John Rame2 years ago in FYI
How Does Cutting-Edge IT Management Affect Business Growth?
Cutting-edge IT management refers to the practice of utilizing the latest and most advanced technologies, strategies, and methodologies to effectively manage and leverage information technology (IT) resources, like the best corporate laptops in Sri Lanka, within an organization. It involves staying at the forefront of technological advancements, understanding emerging trends, and implementing innovative approaches to maximize the value and impact of IT infrastructure and systems, through an efficient and experienced enterprise solutions provider.
By John Rame2 years ago in FYI