Hannah Edwards

How to Build a Better Credit Score in Just 6 to 12 Months

When it comes to creating or, in many circumstances, repairing your credit score, credit might appear to be such a major matter that you may not even know where to begin. Strip mall lenders make one assertion, and radio personalities' fans respond with another. Credit repair organizations offer to build your credit quickly, but at a cost. Credit card firms decline your application because you don't have enough credit history or a high enough credit score, creating a Catch-22 situation. If you can't acquire a credit card, how are you going to establish your credit history or score?