Skilled Worker Visa Mortgages: Your UK Home Buying Guide
Relocating to the UK for work is an exhilarating journey, filled with new professional challenges and cultural experiences. But for many international professionals, the ultimate goal isn't just working in the UK—it's putting down roots and calling it home. Transitioning from renting to owning is a major milestone, offering stability and a sense of belonging in your new community.
A common question among international workers is, "Can I get a mortgage on a Skilled Worker Visa?" The answer is a resounding yes. However, while the path to homeownership is open, it often looks different from the standard application process faced by UK citizens. Following the government's shift from the Tier 2 visa to the Skilled Worker Visa, clarity is essential for navigating the current property market.
This guide maps out everything you need to know about securing a mortgage as a foreign national. We will explore eligibility criteria, deposit requirements, necessary documentation, and how to navigate potential hurdles like credit history. Whether you have just arrived or are approaching indefinite leave to remain, understanding your options is the first step toward holding the keys to your own UK home.
