Andrew Markes
Bio
I’m a journalist reporting on consumer rights, legal accountability, and the human consequences of data-driven decisions.
Stories (5)
Filter by community
What Is a Consumer Reporting Agency?
Most people don’t wake up thinking about consumer reporting agencies. In fact, many don’t realize they exist at all—until something goes wrong. A loan is denied. A job offer disappears. A background check raises questions no one will explain. Suddenly, a company you’ve never spoken to has enormous influence over your life.
By Andrew Markes10 days ago in Education
With Four New Opinions, the CFPB Strengthens Legal Protections for Consumers Under the FCRA
For years, consumer reporting errors have been treated as annoyances rather than injustices. A wrong account here. An outdated record there. A background check that quietly derails a job offer. The Fair Credit Reporting Act was always meant to prevent this kind of harm, but in practice, its protections were often diluted by vague interpretations and lax enforcement.
By Andrew Markes13 days ago in Education
What Identity Theft Taught Me About Patience, Systems, and Asking for Help
I never expected a single line on a credit report to disrupt my life the way it did. Like most people, I assumed that if something was obviously wrong, it would be easy to fix. That assumption turned out to be one of the more naïve ones I’ve ever made.
By Andrew Markes21 days ago in Education
How to Fight Credit Reporting Errors With the Help of Consumer Protection Attorneys
Credit reporting errors don’t make a scene. They slip in quietly: no alarms, no flashing lights. Usually, you notice something’s off when your loan application gets denied, your interest rate jumps for no clear reason, or a job offer suddenly disappears.
By Andrew Markes24 days ago in Education
Why You Should File a Police Report After Identity Theft. AI-Generated.
It can range from unauthorized use of your credit card to someone opening loans, utility accounts, or even filing tax returns in your name. While contacting your bank and freezing your credit are important first steps, one action people often overlook is filing a police report.
By Andrew Markes27 days ago in Education
