Amanda Girard
Bio
I'm Amanda, a senior financial copywriter at AdvanceSOS. I have more than six years of journalism experience, mostly in the finance sector.
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What are payday loans?
Payday loans are short-term, high-interest loans typically used by people who are in need of quick cash. The loans are usually due on your next payday, hence the name. Payday loans can be very expensive, with APRs (annual percentage rates) as high as 300% or more. Payday loans are also known as cash advance loans, check advance loans, post-dated check loans, or deferred deposit loans.
By Amanda Girard4 years ago in Trader
What Is a Same-Day Loan?
A same-day loan is exactly what it sounds like: a loan that can be approved and funded on the same day that you apply for it. While most loans can take days or even weeks to go through the approval process, a same-day loan can often be approved and funded within just a few hours. This makes them ideal for emergency needs.
By Amanda Girard4 years ago in Trader
What are Online Cash Advances and How do They Work? Part 2
Who Needs a Cash Advance? Online cash advances will be very helpful to you if you need cash urgently. However, bear in mind, as we explained earlier, that they usually have high interest rates. Go for them only when other cheaper options are exhausted or inaccessible.
By Amanda Girard4 years ago in Trader
What are Online Cash Advances and How do They Work?
As of October 2021, consumer debt in America alone totaled about $14.96 trillion. Breaking it down, it was found that the average American consumer debt stood at a whopping $92,727. These debt figures make it interesting to analyze how people borrow and one of the major ways being online payday advances.
By Amanda Girard4 years ago in Lifehack
