How to Get Online Car Insurance Quotes in the UAE in 90 seconds

These days, spending hours calling insurance companies or visiting their offices simply to compare car insurance quotes is not only a hassle—it's pointless. If you're living in the UAE, you'll be pleased to know that you can get car insurance quotes online in as little as 90 seconds. That's right—just one and a half minutes of your time, and you can have several quotes to compare in the palm of your hand.

In this blog, we will walk you through the step-by-step process to get instant and stable car insurance quotes online in the UAE. Whether it's a new purchase or the renewal of a policy, this post will help you make a smart, time-efficient decision.

Why Buy Car Insurance Online in the UAE?

Before diving into the how-to, let's quickly explore why online car insurance has emerged as the go-to method for savvy UAE drivers:

Speed and Convenience: No calls, no lines—a few clicks only.

Comparison in Real-Time: Instantly compare quotes from leading insurers.

Better Deals: Special online discounts on most platforms.

Transparency: All terms, fees, and features in front of you before you purchase.

What You'll Need (Prep in 30 Seconds)

Keep the following handy before you start, and the experience will be seamless:

Car information: Make, model, year, and chassis number.

Registration information: Emirates ID and car registration card (Mulkiya).

Your driving record: Any previous claims or fines (if any).

No-claims certificate (if applicable): Can reduce your premium.

Driver's license information: Valid UAE driving license.

Prepared with these, you can start the 90-second countdown.

Step-by-Step: Getting Car Insurance Quotes in 90 Seconds

Step 1: Visit a Reputable Insurance Comparison Website (10 seconds)

Start by visiting a reputed UAE-based insurance comparison website. Some of the leading websites include:

Shory.com

Yallacompare.com

InsuranceMarket.ae

BuyAnyInsurance.com

These websites are user-friendly and offer quotes from several licensed insurers in the UAE.

Step 2: Enter Basic Car Details (20 seconds)

On the website, you will be asked to enter:

Car make and model

Year of manufacture

Car value (pre-populated and can be changed)

Type of insurance you're looking for (Comprehensive or Third-Party)

Pro tip: If you're unsure about your car’s value, many platforms provide a market estimate based on your car's age and brand.

Step 3: Add Personal and Driving Information (30 seconds)

Now, provide:

Your Emirates ID number

Driving license details

City of registration

Number of years driving in the UAE

No-claims history (if applicable)

This information helps tailor quotes to your specific profile, ensuring you receive accurate and relevant offers.

Step 4: Compare Quotes and Benefits (20 seconds)

Within a few seconds, the platform will display several insurance quotes side-by-side. Each quote typically includes:

Premium price

Add-ons (e.g., roadside assistance, off-road cover, GCC cover)

Policy excess (how much you pay in case of a claim)

Company rating or customer reviews

Now look at the benefits offered with each plan, not the price necessarily. Sometimes a higher premium offers far better value in the form of coverage.

Step 5: Pick Your Policy and Proceed (10 seconds)

Choose the policy that fits your needs and click "Buy Now" or “Proceed.” You’ll usually be redirected to a secure payment portal. Some platforms even allow payment in monthly installments.

Bonus: Tips for Getting the Best Online Quote

Be honest about your driving history: Fudging your data might lower your quote initially, but your policy can be canceled later.

Consider add-ons: Don't overpay for features you don't need, but don't forego essentials either.

Check for discounts: Promotional codes or online-only discounts can shave off a substantial sum from your premium.

Renew early: Some insurers offer you discounts if you renew before your current policy expires.

What Happens After You Buy?

Once you've purchased, your policy documents are emailed to you within minutes. Your details are uploaded automatically to the UAE's traffic system (RTA or equivalent) so that you can renew your car registration effortlessly.

Final Thoughts

Getting car insurance quotes online in the UAE in 90 seconds is not magic—it's reality. Owing to the advancement of digital platforms and smarter technology, what would earlier take hours now takes less time than what it takes to order a coffee.

So the next time you need to insure or renew your car in the UAE, drop the paperwork and go digital. It's faster, more transparent, and typically saves you money.

Still confused or looking for personalized recommendations? A number of platforms offer live chat support to guide you through the process.

Ready, set, insure—in 90 seconds or less.