5 Ways Insurance Can Attempt to Deny Your Auto Accident Claim

As a car accident victim, getting a claim is your genuine right. However, getting the rightful claim isn’t that easy. You could face resistance from both the person who hit you, as well as your insurance company. An auto accident attorney in Kendall can help you file a claim and win it at the earliest.

Since Florida is a no-fault state, you can get your personal injury protection (PIP) claim without even proving your liability. Your insurance company has to pay for such injuries. But over the years, many insurance companies have begun denying claims stating several factors like:

If the Vehicle Damage is Less, Your Injury Can’t Be Serious Either

Insurance companies argue that since either of the vehicles that collided didn’t incur much damage, their passengers could not have been gravely injured either. Such assumptions have no grounds. However, not many people know this, so they believe what insurance companies tell them.

Those who insist, insurance companies make them agree to a smaller compensation amount, which seems reasonable at the time. So, either way, insurance companies can get away without paying much claim.

You Can’t Make a Claim After 14 Days of Accident

Insurance companies will tell you that if you took more than 14 days after the accident to seek treatment, you can’t get your claim. This is partly true, since this is a condition for availing PIP claim. The other claim that you can seek from the person who hit you is still legally your right. So, don’t get scared when you hear insurance companies telling you such in general terms. The other way is still open for you!

You Don’t Get a Claim If You Got a Ticket

The ticket is issued to the person who is found responsible for the accident. But that does not take away his right over a claim. Florida’s no-fault status entitles them for an insurance claim nevertheless. If the treatment cost goes above the PIP claim’s limit of $10,000, they can still get a claim based on the percentage of fault of the other party.

You Can’t Claim Over the PIP Claim Limit

PIP limit of $10,000 is often enough to get the best treatment for your auto accident injuries. But if that isn’t enough you can still seek more compensation from the insurance company of the person who hit you. If you were partly at fault, the percentage of your fault will be deducted from the claim you get from their insurance company.

Your Injuries Weren’t Caused in an Accident

Insurance companies often try to pitch the liability of the accident on you. They try to ensure that you were fully at fault for the accident, and so can’t get any claim. If they fail at that, they start trying to prove that your injuries weren’t caused due to the accident in question. Expect their legal team to ensure that they can establish this as a fact.

You could struggle with proving the basis of your injuries if you try to deal with them on your own. However, with a seasoned auto accident attorney in Kendall on your side, your chances to win the claim will increase manifold.

Your attorney can further guide you to determine the maximum possible compensation, not just for your injuries but also for other factors like loss of work hours, loss of job, temporary or permanent disability, and so on. They won’t even charge an upfront fee. Their fee is a portion of your winnings, so expect them to do their best for your case.

For more details call your nearest auto accident attorney in Kendall and get started today.