Sterlixo Exposé: Non-Central-Bank “MISA” Authorization, New Domain, and Multiple Red Flags

Sterlixo presents itself as a multi-asset broker with web and mobile apps. But core facts around regulatory status, domain age, disclosures, and product stack raise material risk concerns. The firm cites authorization tied to the Mwali International Services Authority (MISA)—an island-level body that sits outside the Comoros Central Bank’s supervisory framework. The Comoros Ministry of Finance explicitly states the Banque Centrale des Comores (BCC) regulates and supervises the country’s entire banking and financial system, which makes non-BCC “licenses” inherently weak for investor protection.

What Sterlixo claims

Sterlixo’s website markets a proprietary platform across web, iOS, and Android, along with multiple account types (individual, joint, corporate, demo) and a UK phone line. The site repeatedly invites users to “Download the Sterlixo App from App Store or Google Play,” and offers a client login portal.

Domain footprint. Independent WHOIS records show sterlixo.io was created on Aug 14, 2025 and updated on Aug 19, 2025—a very short operational history for a financial platform.

The regulatory reality check (critical)

• Who is the official financial supervisor in Comoros? The Ministry of Finance states that the Comoros Central Bank “regulates and supervises the entire banking and financial system.” The BCC’s own “Supervision bancaire” section notes financial institutions are approved by the Central Bank.
• Where does MISA sit? MISA’s own site describes an island-level regime in Mwali/Mohéli and explicitly says Mwali’s “financial sector is not regulated by the Central Bank of Comoros.” In other words, any “license” issued under MISA does not place a broker under the BCC’s prudential oversight. This is a structural weakness for client protection and cross-border recognition.

Practical implication: A platform relying on MISA paperwork is not supervised by the national central bank that oversees financial institutions in Comoros. That gap typically means no recognized compensation scheme, no central-bank-level conduct enforcement, and limited recourse if disputes arise.

Note: Several third-party investigations have also warned that MISA is not a credible financial regulator; treat these as secondary sources that broadly align with the primary-source picture above.

Product & platform concerns

• Closed tech stack. Marketing emphasizes a proprietary app and browser platform; there’s no evidence of MT4/MT5 support—reducing transparency and independent auditability that experienced traders often expect. (Claim based on Sterlixo’s own pages.)
• Young web presence. The newly minted domain increases counterparty risk because longevity-based trust signals are absent.Public sentiment.
• Trustpilot pages exist, but ratings on such sites can be manipulated and should not be considered proof of safety or licensing. Use them only as soft signals and cross-check against regulators.

Disclosures & transparency

We found marketing claims (speed, tools, multi-asset access) but no primary evidence on the site of approval by the Comoros Central Bank or any well-recognized Tier-1/Tier-2 regulator. The platform advertises login/live chat and “download the app,” yet offers limited legal and risk documentation in easily discoverable locations. Investors should demand complete Terms, Risk Disclosure, Order-Handling, Conflicts, Fee/Withdrawal policy, and complaints/redress processes before sharing KYC or funds.

Red-flag checklist (quick scan)

• License tied to MISA (island-level) instead of national central-bank oversight.
• New domain (Aug 14, 2025) with minimal track record.
• Proprietary-only platform; no MT4/MT5 support visible on site.
• Marketing-heavy pages vs. scarce verifiable legal/risk documents.

DIY verification steps (5 minutes)

1. Regulatory status: Search the Banque Centrale des Comores site for licensed/approved institutions. If a “brokerage” entity isn’t listed or the BCC doesn’t supervise FX/CFD brokers at all, treat any “license” claims cautiously.
2. Island vs. national: If authorization cites MISA/Mwali, note that MISA itself states it is not under the Central Bank’s regulation. That means reduced recognition and enforcement.
3. Domain age & owner: Confirm creation/updated dates via WHOIS/ICANN lookup and compare with any “years in business” claims.
4. App listings: If a broker says “Download on App Store/Google Play,” verify the developer name, privacy policy, and publisher consistency across the site and stores. (Sterlixo’s claim appears on its own pages.)

If you already interacted

• Do not send additional funds while facts are unclear.
• Preserve all evidence (site screenshots, chat logs, emails, payment proofs).
• If you paid by card, ask your issuer about a chargeback due to misrepresentation. If by wire, contact your bank’s fraud team immediately and file a police/cyber report.
• Report concerns to your national financial regulator and, if relevant, consumer-protection bodies.

Verdict

Based on primary-source regulation pages and independent domain records, Sterlixo’s reliance on MISA rather than the Comoros Central Bank framework, combined with a brand-new domain and a closed, proprietary stack, constitutes a high-risk profile for retail users. Proceed only if you can independently verify national-level supervision, full legal documents, and robust withdrawal/complaints processes.