The Cost of Trust: A Debt Never Repaid
When Trust Becomes a Debt: The Pain of Lending Without Return

I never thought a few thousand rupees could teach me such an expensive lesson — not financially, but emotionally.
He was someone I trusted. Not a stranger. Not a scammer. A "friend."
One evening, with a worried voice and convincing eyes, he said, “Yaar, thoda paisa chahiye, I'll return it in a week.”
I didn’t hesitate. I didn’t ask questions. I transferred the money in seconds. After all, friendship is about being there, right?
A week passed.
Then two.
Then a month.
Messages went from “Hey, just checking in” to “Bhai, sab theek hai?” — and eventually turned into silence.
What shocked me wasn’t the money. It was the ease with which he vanished — as if I never existed.
No guilt. No apology. Not even a fake excuse.
I began to realize:
People don’t borrow money, they borrow trust. And when they don't return it, they steal a part of you.
The worst part? You can’t even file an FIR for emotional fraud.
There were days when I laughed at myself.
Not because it was funny. But because what else can you do when your own “friend” ghosts you over a few notes?
I watched him living life — new clothes, parties, vacations — and yet, my unread messages gathered digital dust in his inbox.
He had no shortage of money — only a shortage of shame.
And me?
I kept quiet. I didn’t fight. I didn’t create drama.
Because when someone chooses to forget what they owe you — remind yourself: they’ve lost something more valuable than money — your respect.
Moral?
Never lend money you can’t afford to lose.
And never expect loyalty from someone who values cash more than character.
These days, I still help people. But not without receipts — not in heart, not in hand.
And as for him?
Let’s just say, karma has a better recovery rate than me.
About the Creator
MUHAMMAD SHAFIE
BHK々SHAFiE (Muhammad Shafie) is a writer and blogger passionate about digital culture, tech, and storytelling. Through insightful articles and reflections, they explore the fusion of innovation and creativity in today’s ever-changing world.


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