The 10 Best Money Apps to Grow Your Wealth in 2022

You can easily build your wealth in 2022 by using apps on your phone for saving, investing, budgeting, invoicing, trading stocks and building up your credit - all of these apps are free, and you also get a reward for signing up! So basically, free money. And who couldn’t use some free money right now? Use this list of the 10 best finance apps to build your wealth in 2022 to get some free cash, stocks, travel points and tons of other rewards! (Note: this is not financial advice, just my personal opinion, based on my own experience with these apps)

1. Acorns - This app is awesome because it rounds up all your purchases to the nearest dollar and invests them automatically into a portfolio. We’re talking pennies - $.40 or $.05 per purchase - but they add up over time, compounding and providing dividends (meaning you get paid bonuses by the stocks you’re investing in). Since I got the app, I’ve made over $700 by just letting my money compound with interest! You can also choose which portfolio you want (aggressive, moderate, conservative, etc) and add weekly or monthly investment options to make your money grow faster. So, if you invest $100, you’re likely to make an additional $7 off of it just by investing & leaving it there. But it’s also easy to withdraw your money if you ever need quick access! Start investing with Acorns and get $5 when you use this invite link: https://www.acorns.com/invite/CV5BLC

2. Digit - easiest way to save. Period. I love this app because I can create a savings goal, and then it automatically withdraws money to meet the goal without me having to do anything! Easy to customize, adjust time limits, withdraw from savings and it's incredibly efficient at communications and keeping you updated on savings and balances. It's a service that automatically saves your money, so you don't have to think about it. Check out Digit here! https://digit.co/r/b1blVkGTcw?al

3. Coinbase - This app literally pays you to learn about crypto-currency. Which is something we should all be doing, anyway! The learning modules are easy and rewarding, and you can also buy and sell the big names such as Bitcoin, Ethereum, and even Dogecoin. You can also get $10 in bitcoin for free to get you started by using this link: https://www.coinbase.com/join/hutchi_ov3?src=ios-link

4. Miles - Travel rewards for dayyys! With this app, you can easily collect travel rewards by doing things you're already doing everyday; such as walking, driving to work, riding your bike and more. This app rewards you for all of your travels, no matter what kind. Earn miles as you go about your day, then redeem them for exclusive rewards from companies such as HelloFresh, Hulu, Chewy and more! You can also enter raffles, get discounts and donate to charities. Download the app and get 1,500 bonus miles using this invite code VAZJSE - https://miles.app/VAZJSE

5. Mint - If you have trouble budgeting, look no further. This app tracks all of your spending, income, and gives an overview of all of your accounts to give you a total net worth of everything you own & everything you owe! You can set budgets, get alerts on overspending, and get immediate info on your spending habits & what they’re really costing you. Here’s a link to try it out! https://mint.app/ry45xfgh

6. Public - After the grand debacle that once was "Robinhood", everyone who micro-invests on their phone flocked to Public. Why? Because it's an incredibly user-friendly investment platform, where you can follow other investors and see their portfolios, track trends, know what others are buying and selling, and grow your wealth by investing in companies you believe in! Use this link for a free stock to get you started - https://share.public.com/anjikaizen

7. CashApp - Going out to dinner with friends, or out getting drinks and need to split the bill? This app is a great way to send small amounts of money quickly to friends, family or whoever else. You've probably heard of this one before, but did you know that they also offer you $5 for joining the app for free? Easiest $5 I've ever made, and I use this app constantly. Use this referral code and you’ll get $5 - https://cash.app/app/ZLZFCBM

8. Personal Capital - Similar to Mint, this app tracks all of your income and spending across all of your accounts with detailed budgeting insights, investment portfolios and more. The reason I love this particular app so much is because it also has a great desktop interface, so I can easily check in on the website while I'm working from home. It quickly shows an overview of your net worth, helps your create finance goals, and even has a retirement planning feature. Apparently they don't have referral links, but it's free anyway so here you go! https://www.personalcapital.com/

9. Capital One - Okay, so this is a company that offers banking and credit cards and they have the BEST banking app I've ever used. Last year I spent a lot of time researching the best credit card rewards and this company takes the cake. With the Capital One Venture card, you can rack up travel points from everyday purchases and use them for flights, hotels, etc... or you can convert them directly into cash and cash out or pay off the card. It's a win / win. Their app is incredibly user-friendly, and you can instantly lock your card or report fraud at the touch of a button. Hands-down the best credit card experience and best credit card app. Here's a referral link to get you started: https://capital.one/2ShjXqK

10. American Express, Hilton Honors Rewards - It's free to become a Hilton Honors member and rack up points in their app to use toward free nights in their hotels! This year I took a free trip to Orlando for four days just by opening up this credit card and meeting the terms for the reward. It's simple: you can earn 130,000 points if you spend over $2,000 in purchases, so all I did was pay my usual bills (rent, utilities, insurance) and immediately got all of those travel points! Points can go directly to booking any hotel in the Hilton honors system, and usually cost only 14,000 points per night. So that's a lot of free nights! Apply for an American Express Card with this link, and get rewarded if you're approved: http://refer.amex.us/ANGELHwqWk?xl=cp15

And there you have it, my friends. A comprehensive guide to the best money apps for growing your wealth in 2022! Leave a comment and let me know which ones you love most or any other apps that you recommend checking out. Happy New Year and may you all be blessed with health, wealth, abundance and more opportunities for growth!

Note: if you do not use the invite links above, you will not receive the reward (so no $free money$). All of these are my personal referral links, which is why you get a discount from the referral... basically, if you use these links, we both get a reward. So, best of luck with your free bucks!