Busting Myths About Progressive Leasing Furniture In Fort Lauderdale

If you are looking for furniture to refurbish your room, a lease-to-own option may be your way to go. However, many people have so many wrong notions about leasing. The idea itself seems too good to be true, and people often seem to refrain from the benefits. Here in this article, we are trying to alleviate some common concerns and myths regarding progressive leasing.

What is progressive leasing furniture in Fort Lauderdale?

Progressive leasing is a lease-to-own program that allows you to get your hands on any merchandise you want right away without a big upfront payment. Progressive leasing offers a wide range of retailers and payment options upon owning any merchandise. This also applies to progressive leasing furniture in Fort Lauderdale. In some states, the program is a rental or lease-to-purchase agreement, whereas in some states, it is rent to own one. This works nothing like a loan, credit, or financing. No credit history is required. Nonetheless, they obtain information from consumer reporting agencies in connection with your lease application.

How does it work?

The program offers a simple lease agreement where you pay gradually over time. If you successfully pay off the whole amount in a given time or earlier, you can own the furniture. In case you plan to buy furniture online in Fort Lauderdale, you can avail of the facility. For signing up the agreement, you will initially be required to pay a certain amount. The remaining payment will be based on the actual price of the merchandise. You are not going to be an owner until you make all your payments or exercise an early purchase.

Now let's talk about the common myths associated with leasing

My credit won't be approved

It's a common misconception that being able to lease will require having a high credit score. The requisition of a high credit score can be an unnerving factor to consider when looking into getting a lease purchase option. Nobody wants to handle the disappointment of getting rejected. That is, however, not always true. There are several programs available that do not require any credit score. This means that even if your score is not desirable, you can still apply for a lease to own the best furniture online in Fort Lauderdale

It will be difficult to afford a deposit

The next common myth that compels many to give the whole program a second thought is the deposit of money. However, it is true that most lease-to-own require an initial deposit many offers such programs without depositing a single penny. Progressive leasing has no money-down option. If you need new furniture but can’t afford to pay the full amount upfront, financing or leasing with no money down could be a viable option for you.

You should always keep in mind even if you do not need a deposit, your Furniture Fair may require a deposit. You should ask your salesperson whether or not a deposit is required. Do not let deposit worries discourage you from seeking the furniture you need. With the available purchase option programs, you can get your furniture and pay no initial deposit.

I have to pay the price before I get the furniture

People get apprehensive about this third myth. Many assume that it is a must to pay the total price before taking the furniture in. Delivery time and payments are valid concerns. But the customers can remain calm as most retailers do not start processing until the item is in their house. Once you’ve made your purchase, you can rest easy knowing that you won’t pay a penny of your purchase option cost until your furniture has been delivered to your home or picked up by you. We know how annoying it can be to pay for things that you don’t even get to use. With most lease-to-own programs, you don’t pay until you have the furniture in your home.

Private financial information will be in the wrong hands

Your financial information will be completely protected from any threat. No one would want their personal information or money stolen in any circumstances. Leave your worries behind, as most lease application processes are entirely safe. The salesperson will not handle any of your sensitive data. The company will use a secure terminal, and a third party will handle your finance. When shopping for new furniture and considering whether or not to use purchase options, do not let the thought of your information being stolen deter you from getting your dream furniture. Using the secure application processes available, you can get your furniture fast, easily, and securely.

The amount of furniture needed won't be approved

This last one is a very common myth. People needing furniture for an entire room or house often believe that the high number of furniture requirements will never get approved. Don't let this notion settle you for cheaper quality alternatives. You would be surprised at what you can get approved for a lease or financing. However, the large Lease purchase options will depend on your credit score. The better your credit score is, the better your chance of getting a lease for a large number. Make sure that your credit score is in good standing, and you will have a much higher chance of approval for that new interior design renovation. Your dream home can be one step closer to reality with a good credit score.