Top Plastiq Alternatives & Competitors

Plastiq: The basics

Plastiq facilitates one-time or recurring payments for bills such as rent, mortgage, utilities, day care, homeowners association fees and other expenses. You add a debit or credit card to your Plastiq account and charge it in the amount of the bill, and then Plastiq pays the company on your behalf via a method that the vendor accepts: ACH, wire transfer or an old-fashioned paper check. (Checks, for instance, read to the vendor as coming from you, not from Plastiq.) The recipient does not need a Plastiq account to accept payments.

How it works

Start by creating a free account with Plastiq and adding your debit or credit card information. You can add multiple cards and select one as your default.

You'll also need to add recipients, including vendor name and country. This information will be saved in your account for future use

“Checks typically take eight days to arrive, according to Plastiq’s website, so build in some padding on the calendar to avoid paying late.”

To send a payment, select the recipient, the amount owed, the recipient’s preferred payment method (ACH, wire transfer or check) and a date for the funds to arrive. You may also need specific details about the bill you're paying, including, for example, a loan number for the mortgage, a unit number for rent due on an apartment, etc. You can add more details in the "memo" section.

You can make a one-time payment or set them up to repeat automatically. For recipients that accept only checks via snail mail, you may have to submit the payment earlier than usual. Checks typically take eight days to arrive, according to Plastiq’s website, so build in some padding on the calendar to avoid paying late.

Plastiq provides a breakdown of fees, in the form of dollars and a percentage rate, on the payment review screen prior to completing your transaction. Once you tell Plastiq to send the payment, you’ll receive multiple email confirmations from the company along the way, including a confirmation of the initial transaction, a notice when a check is physically mailed to the vendor for the payment and a message once the recipient cashes it. (If for some reason your payment cannot be processed, Plastiq will notify you.)

look into alternatives to Plastiq and read actual customer evaluations of rival software. When looking for Plastiq alternatives, it's crucial to also take reliability and usability into account. OnlineCheckWriter, Amazon Pay, Birdeye, FreshBooks, and GoCardless are just a few of the Plastiq alternatives and rivals that we have listed based on user reviews.

1.OnlineCheckWriter

Online Check Writer is an innovative financial technology to meet all your business needs. The cloud-based check printing software provides you services starting from check printing to online banking. The software allows you to print checks instantly on blank stock papers using a regular printer at your office or home. Also, it let you move money seamlessly by ACH, Wire, and e-checks without high transaction fees.

You can pay vendors, rent, taxes with credit cards where cards are not accepted. Vendor/suppliers or who ever receives fund will have no transaction charges.

The software helps you pay and receive payments instantly, one-time or recurring, with various payment options. Pay your vendors or payees through ACH, Wire, checks, and e-checks without any transaction fees. Plus, make payments via our $1.25 checks by mail service. Also, receive payments from your clients or customers, one-time or recurring, via e-checks, invoices, check drafts, and send the get-paid for link.

2.Amazon Pay

Amazon Pay makes it simple for hundreds of millions of customers around the globe to check-in and checkout using information already stored in their Amazon account. Amazon Pay can help aid buyer acquisition, conversion, and reduce cart abandonment

3.Birdeye

Birdeye is a SaaS platform that reimagines how customer feedback is used to acquire and retain connected customers by closing the loop between business reputation and customer experience, it captures real-time customer feedback, ratings and sentiment across every channel -- review sites, social media, and surveys.

4.FreshBooks

A fast way to invoice clients, track time & run your small business in the cloud. Join all of FreshBooks users who are making billing painless. Try it Free!

5.GoCardless

Collect instant, one-off payments. Or automated, recurring payments. Without the chasing, stress, or expensive fees.

6.Payoneer

Payoneer empowers global commerce by connecting businesses, professionals, countries and currencies with its innovative cross-border payments platform.

OnlineCheckWriter.com, a Plastiq alternative, enables you to pay your suppliers, contractors, and other vendors using a credit card even if they don't accept it. All business expenses should be paid for using your current credit cards. Utilize your margins to the fullest, maintain your cash flow, and get heaps of credit card points. No merchant account is necessary for either you or the beneficiary. OnlineCheckWriter.com promptly sends a check, wire transfer, or ACH transfer to the recipient after billing your card.