Top 9 Sign Up Bonus Apps You Can Use in 2026

Many people want extra income. The best sign up bonus apps provide a direct path to earn rewards. Companies offer cash or points to attract new customers. This creates a chance for users to profit from services they might use anyway. For 2025, many apps offer compelling reasons to join, from cash back to free stocks.

List of New Sign-Up Bonus Apps

Finding the right bonus depends on your goals. Some apps reward shopping, while others focus on investing. This list covers the top options available now.

1. Swagbucks - Best for Versatile Earning

Swagbucks offers multiple ways to earn points called SB. You can take surveys, play games, or shop online. New users often get a $10 bonus after meeting an initial spending requirement. The points are redeemable for gift cards or PayPal cash.

2. Rakuten - Best for Automatic Cash Back

Rakuten is a leader in cash back shopping. You start your shopping trip on their site or app. New members can earn a $30 welcome bonus after making a qualifying purchase. The service partners with thousands of retailers.

3. Ibotta - Best for Grocery Rewards

Ibotta gives you cash back on groceries and everyday items. You can add offers and upload your receipts. The platform typically gives new users a welcome bonus. It works at most major grocery stores.

4. Robinhood - Best for Free Stock Bonuses

Robinhood is an investing app known for commission-free trades. New users receive a free stock just for opening an account. The stock's value can range from a few dollars to much more. It's a simple way to start an investment portfolio.

5. Acorns - Best for Micro-Investing Bonuses

Acorns invests your spare change from daily purchases. It's designed for people new to investing. New users can get a $20 bonus after setting up an account and a recurring investment. This feature automates saving and investing.

6. Chase Bank - Best for High-Value Bank Bonuses

Chase often provides large cash bonuses for new checking accounts. Offers can reach $300 for personal accounts with a qualifying direct deposit. These bonuses are among the most generous in the banking sector. Terms must be met to receive the reward.

7. InboxDollars - Best for Simple Task Rewards

InboxDollars pays you for simple online activities. You can earn by reading emails or taking surveys. The app provides a $5 bonus just for signing up. It is a straightforward way to accumulate small amounts of cash.

8. Fundrise - Best for a Real Estate Investing Start

Fundrise allows you to invest in a portfolio of real estate projects. It's a way to access private real estate markets. The platform offers a $10 sign-up bonus to new investors. This helps you begin with a small boost.

9. Webull - Best for Active Trader Bonuses

Webull is another stock trading app that rewards new users. Promotions often include free stocks for opening and funding an account. The value of these stocks can vary widely. It appeals to both new and experienced traders.

Key Trends in App Sign Up Bonuses for 2025

Companies are changing their bonus strategies. They want to attract users who will stay active. Many platforms now use tiered reward systems. Bigger deposits or more activity can lead to larger bonuses.

This competition requires strong app performance. A company in need of mobile app development ohio services must create a reliable user experience. A good app keeps customers after the bonus is paid. Another trend is linking bonuses to direct deposits or repeat usage. This ensures new users are genuinely engaged with the service.

How to Choose the Right Bonus App for You

Think about your daily habits. If you shop online often, a cash back app like Rakuten is a good fit. If you want to start investing, Robinhood or Acorns are excellent choices.

It's important to read the requirements carefully. Some bonuses need a minimum deposit. Others require you to complete certain tasks. Finding the right match makes earning your bonus easier. Just as educators look for specific free behavior tracking apps for teachers, you should find apps that suit your life.

Expert Tips for Maximizing Your Sign-Up Rewards

To make the most of these offers, be organized. Keep a record of the apps you join and the bonus requirements. This helps you track your progress and ensure you get paid. Always check the fine print for details on how and when the bonus is awarded.

You should also avoid letting bonuses lead to poor financial decisions. Earning rewards is great, but not if it means overspending or carrying a credit card balance. The interest you pay can quickly cancel out the value of any bonus.

Sally French, a travel expert at NerdWallet said that, “Any interest that you owe will easily diminish the value of any of these benefits."

Frequently Asked Questions

Are sign up bonuses legitimate?

Yes, sign up bonuses from reputable companies are legitimate. They are marketing tools used to acquire new customers in a competitive market.

Do I have to pay taxes on sign up bonuses?

Yes, most sign up bonuses are considered taxable income. You will likely need to report this income on your tax return. Bank bonuses are often reported on a 1099-INT form.

How quickly can I get my bonus?

The timing varies by app. Some bonuses are instant after you complete the requirements. Others may take several weeks or even months to appear in your account.

Final Thoughts

The best sign up bonus apps offer a great way to make some extra money. By choosing apps that align with your spending or financial goals, you can earn rewards with little effort. Always read the terms, stay organized, and enjoy the benefits of these promotions.