If Bill Gates loses all his money, will his children have to struggle like ordinary children?

I have a friend who is on the board of a Chinese branch of an overseas bank.

As luck would have it, I once stayed in his house for a month.

For me, it was the first time in my life that I had close contact with the bourgeoisie, and I had a little insight to share with you.

1. A different workplace perspective

Just got to his house, chatting on the couch. Talking about my job, he said, "You're still young. While you're young..."

Stop there. Our elders would say: Work hard; Get a certificate; A virgin friend; Play more.

I never thought his direction would be: "While you are young, develop your hobby into a specialty, get a professional rating."

I was wondering. I had never heard that before. He continued:

"Everyone's development in the first five years is similar, and when the accumulation of work experience is reached, they will be promoted to the group leader. But by the time you're 30, you'll be able to capitalize on how interesting you are and how charismatic you are. At that point, your expertise becomes an asset that you can trade skills with others, as well as an important social tool. So now you're paving the way for your thirties. Whether it's painting, playing the piano or swimming, you have to make a choice and get good at it."

To be honest, THIS is the first time I've heard this.

2. Different channels of knowledge transmission

When we talked about banking and finance, I asked a question I had been puzzled about: Can the daily income of Yu 'ebao be controlled artificially?

At that time, he only said four sentences: "Money funds earn income by buying and selling bonds, and the book records the yield of the bonds to maturity. When the bond price is higher than the maturity price, it is ok to sell the floating yield bonds when you want to raise the yield." I knew right away. After that, it also extends the risk source of money fund, the time, country and company name of the loss of money fund in history, as well as the only domestic money fund crisis and the income at that time.

At that time just entered the bank fund a few months, there has been this confusion, about the net value of the monetary fund calculation and accounting books I have been turning over, with this problem is to find no answer.

His four sentences were worth months of reading and hours of teaching.

3. Different environments

His kid is in second grade, one-on-one, in after-school classes about robotics. Unlike our language, which is very stupid, this will not be mentioned.

The environment I'm talking about is the environment his children are in.

What impressed me most was a game he played with his children. The boy came up to him and said, "Daddy, will you play auction with me?" And then I guess I started playing. Basically, they have a finite amount of money, and then they bid on a bunch of toys in the common pool; And then they can trade with each other. (Simple rules, second grade after all.)

In the middle of the game my friend began to manipulate. He wrote a check for 50 to buy the toy that the child had shot for 5 yuan, and then wrote another check for 500 to buy the toy that the child had shot for 10 yuan. Trying to buy all the children's toys in this way.

Finally, when he wants to buy the last toy with 10 million, he is spotted by the child, and the child shouts: "You play to depend on." And asked him to cash a check for $500,000.

Of course, what I'm seeing here is just a father playing a game with his kid. But this game revealed: leverage management, payment means affect M2 currency, inflation, inventory preservation, credit and guarantee, and so on I learned in the university knowledge points. It's rational for me, it's emotional for the kid, he doesn't know what inflation is, but he can finally see through it all and come up with one: "You're a jerk." That's enough. After all, the kid was playing against a veteran who had spent more than 30 years in the capital markets.

In the future, economic phenomena that I would never understand would be just a matter of course dissolved in his blood.

4. Different networks

The girl who plays hand in hand with her children is cute, smart and has great potential, and her father is an insurance executive in China.

I won't say anything.

5. Shortcomings

These kids are not angels. They have flaws.

When the child and I were alone in the house, the child would leave leftover dishes on the table for me to wash (I wasn't at dinner), throw clothes on the floor for me, or someone would throw them in the washing machine.

Children brought up in this kind of family take material abundance and convenience for granted.

A lot of things are not done personally, and not appreciated.

So I think, if Bill Gates' children had his father's fortune, they would live like ordinary people. But once the destruction of their tenderness, forced them to think about how to use their own ability to do something. We, the rest of us, are probably no match for them.